---
title: "7 best business accounts and cards for event companies (2026)"
description: "The best business accounts and cards for event companies, ranked on fees, features and fit, with sources. Checked October 2026."
canonical: "https://www.ticketfairy.com/compare/banking/best-business-accounts-and-cards-for-event-companies"
---

1. [Ticket Fairy](https://www.ticketfairy.com/)
2. [Compare](https://www.ticketfairy.com/compare)
3. [Banking](https://www.ticketfairy.com/compare/banking)
4. Best business accounts and cards for event companies

# Best business accounts and cards for event companies

For your event company, you want to hold every currency you sell in, pay artists, crew and suppliers in one batch and give your team cards with limits. We describe every platform from its own published pages.

  [Book a demo](https://www.ticketfairy.com/event-ticketing/book-a-demo) [Get started free](https://manage.ticketfairy.com/welcome?utm_source=compare&utm_campaign=compare-banking-best-business-accounts-and-cards-for-event-companies)

Ticket Fairy publishes this comparison and also sells event ticketing and event management software. Vault is part of Ticket Fairy, a fintech company, not a bank. [How we compare platforms](https://www.ticketfairy.com/compare/methodology)

- **7** platforms ranked for event companies
- **5** things the ranking weighs
- **Ticket Fairy** featured first, for your whole event

## What should an event company look for in a business account?

Your ticket money comes in, then you pay a long list of people in a short window: artists in their own currency, crew after each shift and suppliers on their invoice dates. You need to hold several currencies, pay many people at once, have a second person check each payment and give your crew cards that work only when and where you allow.

1. You hold a balance in each currency you sell and pay in, and see the exchange rate before you convert.
2. You pay artists, crew and suppliers in one batch.
3. A second person can check each payment before it goes.
4. Your team gets cards with spending limits.
5. You see who you owe from your event bookings, so nobody retypes an invoice.

## How do they compare side by side?

### Which platform covers each thing you need?

Ticket Fairy includes 6 of these 6 things you need, on any plan.

Scroll sideways to see all 7 platforms.

| What you need | Ticket Fairy | BILL | Brex | Mercury | Ramp | Tipalti | Wise Business |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Holding money |  |  |  |  |  |  |  |
| Balances in several currencies | Included[1](#source-1) Vault holds a balance in each currency you sell tickets in | Included[2](#source-2) Fee table lists CAD and USD balances for Canada accounts | Not found in Brex's public documentation[3](#source-3) No multi-currency balances found; Brex says it operates in USD. | Not found in Mercury's public documentation[4](#source-4) Incoming non-USD invoice wires convert to USD on arrival | Not found in Ramp's public documentation[5](#source-5) Ramp's pages do not describe balances in several currencies; accounts hold USD and USD stablecoins | Included[6](#source-6) Virtual accounts hold balances in specific currencies and pay vendors from them | Included[7](#source-7) Hold and convert 49 currencies in one account |
| Currency conversion | Included[1](#source-1) The rate and fee show beside the mid-market rate before you agree to convert | Included[8](#source-8) No BILL fee for international FX wires or Local Transfers; exchange rate shown at the time of payment | Included[9](#source-9) Card FX markup up to 3% over wholesale; wire FX rate chosen by Brex. | Included[10](#source-10) 1% fee on non-USD wires; live rate shown before sending | Included[11](#source-11) Pays vendors in local currency via Wise at market-competitive rates, no added transaction fee; estimate shown before payment | Included[12](#source-12) Conversion shows converted amount and rate used; FX fee applies | Included[13](#source-13) Converts at the mid-market rate; conversion fee shown separately, from 0.24% |
| Spending and paying |  |  |  |  |  |  |  |
| Cards for your team | Included[14](#source-14) You can give each team member virtual and physical cards in their name, with limits and event dates | Included[15](#source-15) Physical and virtual cards with limits and rules; free Spend & Expense plan Plans: BILL Spend & Expense ($0 per user per month) | Included[16](#source-16) Physical and virtual Mastercard cards with spend limits by category and merchant. | Included[17](#source-17) Virtual and physical debit and credit cards with spend limits and merchant locks | Included[18](#source-18) Unlimited physical and virtual Visa cards with category, vendor and spend limit controls on Free plan | Included[19](#source-19) Virtual and physical cards with budgets; by default, Tipalti blocks card payments more than 15% over budget | Included[20](#source-20) Physical and digital team cards with spending limits per person, card or group |
| Pay many people at once | Included[21](#source-21) Your line-up and crew get paid in one batch, or from a spreadsheet | Included[22](#source-22) API pays up to 50 bills per request | Included[23](#source-23) Bill pay groups invoices and schedules payments in a single batch. | Not found in Mercury's public documentation[24](#source-24) The API pays many recipients by sending one payment to each in turn | On a paid plan[25](#source-25) Auto-batching combines up to 500 bills per vendor; payment runs group payments for review and release Plans: Plus | Included[26](#source-26) Pay many payees at once by CSV payment file or REST API | Included[27](#source-27) Batch payments: up to 1,000 payments from one CSV or XLSX file |
| A second person approves payments | Included[21](#source-21) Payments can need a second person before they go | On a paid plan[28](#source-28) Approval workflows on all AP plans; custom policies on Corporate and Enterprise Plans: Essentials and above (custom policies: Corporate, Enterprise) | Included[29](#source-29) Multi-approver chains with thresholds for outgoing business account payments. | Included[30](#source-30) Approval policies by amount and approver; multi-layered bill approvals | Included[31](#source-31) Configurable multi-step bill approval chains with conditions; payment release approvals on Plus | Included[32](#source-32) Bill approval rules with amount tiers and multi-approver chains | Included[33](#source-33) Payment approvals by 1 or 2 team members, for all payments or above an amount |
| Who you owe |  |  |  |  |  |  |  |
| How you find out who you owe | Included[21](#source-21) You can see who you owe for each event, suggested from your artist and supplier bookings | Included[34](#source-34) Centralized bills inbox, AI capture of invoice fields, BILL vendor network | Included[35](#source-35) Invoices forwarded, emailed or uploaded; AI captures details and drafts payment. | Included[36](#source-36) Bill inbox that reads the invoices you forward or upload; vendor records | Included[37](#source-37) Invoice OCR, dedicated AP email inbox, CSV upload, ERP bill import and vendor records synced from accounting | Included[38](#source-38) Bills come in by email inbox, AI invoice scanning or supplier portal | Included[39](#source-39) You add invoices by upload, by email forwarding (AI reads them) or by accounting-software sync |

## What else should you know?

What is the best business account for an event company?:  If you sell tickets with Ticket Fairy, Vault is the best fit, because your ticket money lands in Vault and you see a suggested list of who you owe from your artist and supplier bookings. Wise Business suits event companies paying in many currencies, and Tipalti suits companies paying many payees worldwide. [1](#source-1) [21](#source-21) [40](#source-40) [41](#source-41)

How can I pay all my artists and crew in one go?:  On Ticket Fairy, you pay your line-up and crew from Vault in one batch or from a spreadsheet. Wise Business sends up to 1,000 payments from one file, with pay-to-email, Brex lets approvers schedule bill payments in a single batch, and Ramp batches bill payments per vendor. [21](#source-21) [42](#source-42) [43](#source-43) [44](#source-44) [45](#source-45)

Can I see the exchange rate before I pay an artist abroad?:  Yes. In Vault, you see the rate and fee beside the mid-market rate before you convert, and Mercury shows the live exchange rate before a non-USD payment. Tipalti locks a quoted rate for 2.5 minutes, and BILL discloses the rate at the time of the transaction. [1](#source-1) [46](#source-46) [47](#source-47) [48](#source-48)

Can I make a second person approve every payment?:  Yes. On Ticket Fairy, you can require a second person to send every payment from Vault. Brex and Tipalti support chains of approvers with amount thresholds, and BILL sets which payments need approval, by whom and in what order. [21](#source-21) [49](#source-49) [50](#source-50) [51](#source-51)

Can I give my crew cards with spending limits?:  Yes. On Ticket Fairy, you set crew cards to work around your event dates with a daily limit, and each card payment shows the event it was for. Ramp lists unlimited physical and virtual cards, BILL creates a virtual card for each vendor with hard limits, and Mercury issues one physical card per team member. [14](#source-14) [52](#source-52) [53](#source-53) [54](#source-54)

Which business accounts can I use if my event company is outside the US?:  Wise Business holds and converts 49 currencies with support around the clock, Ramp offers local cards in 16 currencies including GBP, EUR and AUD, and on Ticket Fairy you hold a balance in each currency your events sell in. Mercury's international wire features are for companies formed in the US, and BILL's Cash Account requires US registration. [40](#source-40) [55](#source-55) [56](#source-56) [1](#source-1) [57](#source-57) [58](#source-58)

## Which business accounts and cards suit event companies best?

### How are the platforms ranked, and what decided each place?

1. **Ticket Fairy Featured** You get a suggested list of who you owe for each event from your artist and supplier bookings, with the amounts filled in.[21](#source-21)
2. **Wise Business** Hold and convert 49 currencies in one account[40](#source-40)
3. **Tipalti** Tipalti pays vendors in 200+ countries using 120 currencies and 50+ payment methods.[41](#source-41)
4. **BILL** Approval policies set which transactions need approval, by whom, and whether in sequence.[51](#source-51)
5. **Brex** Brex issues physical and virtual Mastercard cards accepted in 210+ countries and territories.[59](#source-59)
6. **Ramp** Ramp lists unlimited physical and virtual cards in its plans.[52](#source-52)
7. **Mercury** You can issue one physical card per team member and unlimited virtual cards.[54](#source-54)

Ticket Fairy comes first as the featured option because you can run your whole event on it; Wise Business leads the rest on the things this list compares.

Sources[21](#source-21) [40](#source-40) [41](#source-41) [51](#source-51) [52](#source-52) [54](#source-54) [59](#source-59)

1. ### 1\. Ticket Fairy
     Built for events  
   Your ticket money lands in Vault, and you pay the artists, suppliers and crew for each event from it, with a second approver when you want one.

   - You get a suggested list of who you owe for each event from your artist and supplier bookings, with the amounts filled in.[21](#source-21)
   - Before you convert, Vault shows you the rate and the fee beside the mid-market rate, so you know the cost first.[1](#source-1)
   - You can require a second person to send every payment from Vault.[21](#source-21)
   - You can set crew cards to work around your event dates with a daily limit, and each card payment shows the event it was for.[14](#source-14)

   #### Only on Ticket Fairy

   - **Pay from your event bookings** You can pay artist fees, deposits and supplier quotes at the amounts already filled in from your event's bookings [21](#source-21)
   - **Sell tickets in the same system** You can pay artists and suppliers from your ticket money in Vault before your payout arrives [1](#source-1)
      [Book a demo](https://www.ticketfairy.com/event-ticketing/book-a-demo) [Get started free](https://manage.ticketfairy.com/welcome?utm_source=compare&utm_campaign=compare-banking-best-business-accounts-and-cards-for-event-companies)  
   [Banking compared](https://www.ticketfairy.com/compare/banking)
2. ### 2\. Wise Business

   Wise Business suits you if you hold and convert many currencies and pay artists and crew in batches, including by email.

   **Pricing:** Free to register; one-time 50 GBP setup fee for local account details and all Business features; no monthly subscription; per-transaction fees such as sending and converting from 0.24% (UK pricing).[60](#source-60)

   - Hold and convert 49 currencies in one account[40](#source-40)
   - Batch payments: up to 1,000 payments from one CSV or XLSX file[42](#source-42)
   - Batch payouts include a delivery estimator, pay-to-email and real-time tracking.[43](#source-43)

   **Worth knowing:** You set up batch payments on the Wise website.[61](#source-61)

   [Wise Business vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-wise-business)
3. ### 3\. Tipalti

   Tipalti suits you if you pay many payees worldwide and want currency balances, approval chains and tax ID checks.

   **Pricing:** Base platform subscription plus transaction fees; AP plans from USD 99/month, Mass Payments from USD 249/month; custom quote via sales.[62](#source-62)

   - Tipalti pays vendors in 200+ countries using 120 currencies and 50+ payment methods.[41](#source-41)
   - Virtual accounts hold balances in specific currencies and pay vendors from those balances.[63](#source-63)
   - Bill approval rules support amount tiers with optional chains of multiple approvers.[50](#source-50)

   **Worth knowing:** Tipalti states it does not offer a free tier.[64](#source-64)

   [Tipalti vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-tipalti)
4. ### 4\. BILL

   BILL suits you if your finance team wants approval policies, a virtual card for each supplier and international payments with no BILL fee.

   **Pricing:** AP & AR subscriptions per user per month (Essentials $49, Team $65, Corporate $89, Enterprise custom); Spend & Expense $0 per user; per-transaction payment fees.[65](#source-65)

   - Approval policies set which transactions need approval, by whom, and whether in sequence.[51](#source-51)
   - Spend & Expense creates a unique virtual card per vendor with hard spending limits.[53](#source-53)
   - International FX wires and Local Transfers carry no BILL fee; an exchange rate applies.[66](#source-66)

   **Worth knowing:** BILL Cash Account receives customer payments and pays vendors; it requires US registration.[58](#source-58)

   [BILL vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-bill)
5. ### 5\. Brex

   Brex suits you if your team wants cards accepted worldwide, spend limits in over 100 currencies and bill payments approved in one batch.

   **Pricing:** Per user per month: Essentials $0, Premium $12; Enterprise and Smart Card at custom pricing. Some products carry associated fees.[67](#source-67)

   - Brex issues physical and virtual Mastercard cards accepted in 210+ countries and territories.[59](#source-59)
   - You can manage budgets and spending limits in over 100 currencies.[68](#source-68)
   - Approvers can review, adjust and schedule bill payments in a single batch.[44](#source-44)

   **Worth knowing:** Card transactions in a currency other than the billing currency carry an FX rate markup of up to 3%.[69](#source-69)

   [Brex vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-brex)
6. ### 6\. Ramp

   Ramp suits you if your team wants unlimited cards on a free plan, local-currency cards and bill payments batched per vendor.

   **Pricing:** Per-user monthly subscription: Free ($0), Plus ($15/user/month plus a team-size platform fee, 20% off annually), Enterprise (custom, annual). Bill Pay payment-method fees billed monthly.[70](#source-70)

   - Ramp lists unlimited physical and virtual cards in its plans.[52](#source-52)
   - Ramp supports locally denominated cards in 16 listed currencies, including GBP, EUR, AUD, CAD and USD.[56](#source-56)
   - Ramp batches bill payments per vendor, up to 500 bills in each batch.[45](#source-45)

   **Worth knowing:** International SWIFT USD bill payments cost $20 per transaction when funded from an external bank account.[71](#source-71)

   [Ramp vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-ramp) [Ramp alternatives](https://www.ticketfairy.com/compare/banking/ramp-alternatives)
7. ### 7\. Mercury

   Mercury suits you if you run a US event company that pays mostly in dollars and want a free base plan and a card for each team member.

   **Pricing:** Free base plan at $0 per month; Mercury Plus $35 per month and Mercury Pro $350 per month, with 15% off annual billing; custom pricing on request. Usage fees apply to non-USD wires (1%) and non-USD card transactions.[72](#source-72)

   - You can issue one physical card per team member and unlimited virtual cards.[54](#source-54)
   - Banking and essential tools are $0 per month, with paid plans available.[73](#source-73)
   - Mercury shows the live exchange rate before you send a non-USD payment.[46](#source-46)

   **Worth knowing:** International wire features are for companies formed in the US.[57](#source-57)

   [Mercury vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-mercury) [Mercury alternatives](https://www.ticketfairy.com/compare/banking/mercury-alternatives)

## How did we choose and rank these platforms?

Ticket Fairy comes first as the featured all-in-one option: Ticket Fairy publishes this list, it is our own platform, and you can run your whole event on it, from ticket sales to artist bookings, crew and paying everyone from Vault, not only the payments. Every other platform follows in order of how many of the six things we compared it includes: currencies, exchange rates, cards, batch payments, approvals and whether you see who you owe from your bookings. Platforms with the same count follow how closely they fit an event company paying its line-up, crew and suppliers in a short window. Wise Business, Tipalti and BILL include all six, some on a paid plan, and Wise Business leads them because you can hold and convert many currencies and pay in batches. We describe every platform from its own published pages, and every fact links to its source, so you can check it before you choose.

[See how finance teams use Ticket Fairy](https://www.ticketfairy.com/solutions/finance-directors)

## What else are you comparing?

- [Wise Business vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-wise-business)
- [Ramp vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-ramp)
- [Mercury alternatives](https://www.ticketfairy.com/compare/banking/mercury-alternatives)
- [Questions about paying artists and suppliers from ticket money](https://www.ticketfairy.com/compare/banking/questions)
- [Banking compared](https://www.ticketfairy.com/compare/banking)

## Where does each fact come from?

Every fact about another company comes from its own published pages, quoted word for word. Where we did not find something in those pages, we say exactly that. [How we compare platforms](https://www.ticketfairy.com/compare/methodology)

1. Ticket Fairy [You pay artists and suppliers from ticket money you hold](https://www.ticketfairy.com/features/vault/vault-account-and-balances)
2. BILL Balances in several currencies "CAD balance and CAD withdrawal Free USD balance and CAD withdrawal Free (Exchange Rate applies) USD balance and USD withdrawal $19.99 USD"  [www.bill.com/product/pricing](https://www.bill.com/product/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261006015659/https://www.bill.com/product/pricing)
3. Brex Balances in several currencies "Plans start at $0 per user, per month, and more advanced features are available for $12 per user, per month." Where we looked: https://www.brex.com/pricing; https://www.brex.com/product/business-account; https://www.brex.com/product/bill-pay; https://www.brex.com/product/global; https://www.brex.com/support (help center) and the support articles listed in evidence; brex.com sitemap scanned for 'currency', 'multi-currency', 'balance', 'hold'; the pricing page.  [www.brex.com/pricing](https://www.brex.com/pricing), read on 17 October 2026.
4. Mercury Balances in several currencies "Payments will be automatically converted to USD when they land in your account." Where we looked: mercury.com/pricing, /business-banking, /business-payments, /faq, /bill-pay, /spend-management, /api, /accounting-integrations, /invoicing, /treasury, /credit, /blog/november-2025-product-updates, docs.mercury.com/docs/send-money; site search; support.mercury.com (blocked to automated fetch).  [mercury.com/blog/november-2025-product-updates](https://mercury.com/blog/november-2025-product-updates), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260827203524/https://mercury.com/blog/november-2025-product-updates)
5. Ramp Balances in several currencies "deposit supported stablecoins such as USDC and USDT, convert between supported stablecoins and USD within Ramp" Where we looked: ramp.com/business-banking, ramp.com/global, ramp.com/pricing; support.ramp.com articles: ramp-checking-account-overview, ramp-operating-account-overview, ramp-stablecoin-account-overview, international-overview, multi-currency-funds-cards-and-spend-programs; support.ramp.com sitemap.xml searched for currency, multi-currency, balance.  [support.ramp.com/ramp-stablecoin-account-overview.md](https://support.ramp.com/ramp-stablecoin-account-overview.md), read on 17 October 2026.
6. Tipalti Balances in several currencies "Virtual accounts enable you to fund and hold balances in specific currencies within Tipalti, then use those balances to pay vendors."  [help.tipalti.com/hc/en-us/articles/37775147898903-Manage-virtual-accounts](https://help.tipalti.com/hc/en-us/articles/37775147898903-Manage-virtual-accounts), read on 17 October 2026.

  Show all 73 sources

7. Wise Business Balances in several currencies "Hold and convert 49 currencies"  [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026.
8. BILL Currency conversion "Exchange Rate Disclosed at time of transaction and/or on the BILL website."  [www.bill.com/product/pricing](https://www.bill.com/product/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261006015659/https://www.bill.com/product/pricing)
9. Brex Currency conversion "When you transact in a different currency from your billing currency, Brex applies a FX rate markup of up to 3%"  [www.brex.com/support/using-brex-internationally](https://www.brex.com/support/using-brex-internationally), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260910034215/https://www.brex.com/support/using-brex-internationally)
10. Mercury Currency conversion "There is a 1% conversion fee for non-USD international wires."  [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing)
11. Ramp Currency conversion "We partner with Wise to provide market competitive exchange rates with no additional transaction fees."  [ramp.com/international-payments-pricing](https://ramp.com/international-payments-pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260729172505/https://ramp.com/international-payments-pricing)
12. Tipalti Currency conversion "The Converted amount displays along with the used conversion rate."  [help.tipalti.com/hc/en-us/articles/30607325069975-Manage-currency-conversions](https://help.tipalti.com/hc/en-us/articles/30607325069975-Manage-currency-conversions), read on 17 October 2026.
13. Wise Business Currency conversion "Convert between currencies in seconds at the mid-market rate."  [wise.com/gb/business/receive-money](https://wise.com/gb/business/receive-money), read on 17 October 2026.
14. Ticket Fairy [You pay suppliers on the day and take deposits online](https://www.ticketfairy.com/features/vault/cards-invoices-and-payment-links)
15. BILL Cards for your team "Create physical or virtual cards for teams with limits and rules baked in."  [www.bill.com/product/spend-and-expense](https://www.bill.com/product/spend-and-expense), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260928153601/https://www.bill.com/product/spend-and-expense)
16. Brex Cards for your team "Physical and virtual cards issued on the leading worldwide network, Mastercard, with acceptance in 210+ countries and territories."  [www.brex.com/product/credit-card](https://www.brex.com/product/credit-card), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261003223838/https://www.brex.com/product/credit-card)
17. Mercury Cards for your team "Custom spend limits and merchant-locked cards"  [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing)
18. Ramp Cards for your team "Unlimited physical and virtual cards"  [ramp.com/pricing](https://ramp.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009123004/https://ramp.com/pricing)
19. Tipalti Cards for your team "The Cards tab on the Tipalti Hub is where you create physical and virtual cards, and manage your cards and transactions."  [help.tipalti.com/hc/en-us/articles/30607334815767-Manage-cards](https://help.tipalti.com/hc/en-us/articles/30607334815767-Manage-cards), read on 17 October 2026.
20. Wise Business Cards for your team "Set spending limits for individuals, cards, or groups, so teams can spend confidently."  [wise.com/gb/business/card](https://wise.com/gb/business/card), read on 17 October 2026.
21. Ticket Fairy [You settle each event's artists, suppliers and crew at once](https://www.ticketfairy.com/features/vault/paying-artists-suppliers-and-crew)
22. BILL Pay many people at once "to pay up to 50 bills with one API request."  [developer.bill.com/docs/ap-bulk-payments](https://developer.bill.com/docs/ap-bulk-payments), read on 17 October 2026.
23. Brex Pay many people at once "Approvers can review, adjust, and schedule payments in a single batch, to save time and effort."  [www.brex.com/product/bill-pay](https://www.brex.com/product/bill-pay), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261001180532/https://www.brex.com/product/bill-pay)
24. Mercury Pay many people at once "To pay multiple recipients, cycle through your recipient list and send one payment per recipient from your own system" Where we looked: mercury.com/pricing, /business-banking, /business-payments, /faq, /bill-pay, /spend-management, /api, /accounting-integrations, /invoicing, /treasury, /credit, /blog/november-2025-product-updates, docs.mercury.com/docs/send-money; site search.  [docs.mercury.com/docs/send-money](https://docs.mercury.com/docs/send-money), read on 17 October 2026.
25. Ramp Pay many people at once "Available on Ramp Plus."  [support.ramp.com/batch-payments-on-ramp-bill-pay.md](https://support.ramp.com/batch-payments-on-ramp-bill-pay.md), read on 17 October 2026.
26. Tipalti Pay many people at once "Payments can be made either by submitting a payment file (csv) to multiple payees at once"  [help.tipalti.com/hc/en-us/articles/30607332554007-Submit-payments](https://help.tipalti.com/hc/en-us/articles/30607332554007-Submit-payments), read on 17 October 2026.
27. Wise Business Pay many people at once "You can create up to 1,000 payments with a single .CSV or .XLSX file."  [wise.com/help/articles/2663240/guide-to-batch-payments](https://wise.com/help/articles/2663240/guide-to-batch-payments), read on 17 October 2026.
28. BILL A second person approves payments "Custom approval policies Not included Not included Included Included"  [www.bill.com/product/pricing](https://www.bill.com/product/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261006015659/https://www.bill.com/product/pricing)
29. Brex A second person approves payments "Account admins and other users with the specific product capability can add one or more approvers and customize the threshold amount of your policy for outgoing payments"  [www.brex.com/support/brex-business-account-payment-approvals](https://www.brex.com/support/brex-business-account-payment-approvals), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260820224004/https://www.brex.com/support/brex-business-account-payment-approvals)
30. Mercury A second person approves payments "You can set approval policies based on dollar amounts and choose who can approve payments."  [mercury.com/business-payments](https://mercury.com/business-payments), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009161702/https://mercury.com/business-payments)
31. Ramp A second person approves payments "Configurable approval workflows"  [ramp.com/pricing](https://ramp.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009123004/https://ramp.com/pricing)
32. Tipalti A second person approves payments "Optional approval chains (multiple approvers per tier)"  [help.tipalti.com/hc/en-us/articles/39116143009431-Set-up-bill-approvals-and-controls](https://help.tipalti.com/hc/en-us/articles/39116143009431-Set-up-bill-approvals-and-controls), read on 17 October 2026.
33. Wise Business A second person approves payments "You can also choose for payments to require approval by 1 or 2 people."  [wise.com/help/articles/4j9ugqMIeADd89uqy8VRMB/how-do-payment-approvals-work](https://wise.com/help/articles/4j9ugqMIeADd89uqy8VRMB/how-do-payment-approvals-work), read on 17 October 2026.
34. BILL How you find out who you owe "Manage bills from a centralized inbox"  [www.bill.com/product/pricing](https://www.bill.com/product/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261006015659/https://www.bill.com/product/pricing)
35. Brex How you find out who you owe "Easily import your invoices by forwarding, emailing, or uploading, including bulk uploads. Then Brex AI will capture every itemized detail, suggest the matching PO, and draft a payment."  [www.brex.com/product/bill-pay](https://www.brex.com/product/bill-pay), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261001180532/https://www.brex.com/product/bill-pay)
36. Mercury How you find out who you owe "Forward or upload an invoice — our built-in OCR will extract and auto-fill the key details."  [mercury.com/business-payments](https://mercury.com/business-payments), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009161702/https://mercury.com/business-payments)
37. Ramp How you find out who you owe "Ramp uses Optical Character Recognition (OCR) to scan and parse invoices, extracting key details and automatically populating draft bills."  [support.ramp.com/ramp-bill-pay-ocr.md](https://support.ramp.com/ramp-bill-pay-ocr.md), read on 17 October 2026.
38. Tipalti How you find out who you owe "Create an email inbox to receive invoices. Tipalti uploads invoices sent to this email to Bills as Pending review."  [help.tipalti.com/hc/en-us/articles/39112824089111-Set-up-bill-intake](https://help.tipalti.com/hc/en-us/articles/39112824089111-Set-up-bill-intake), read on 17 October 2026.
39. Wise Business How you find out who you owe "Add invoices by uploading, emailing or syncing with your accounting software. All you have to do is review and send."  [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026.
40. Wise Business Hold and convert 49 currencies in one account "Hold and convert 49 currencies"  [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026.
41. Tipalti Tipalti pays vendors in 200+ countries using 120 currencies and 50+ payment methods. "Reach vendors in 200+ countries using 120 currencies and 50+ payment methods"  [tipalti.com/mass-payments/multi-fx/](https://tipalti.com/mass-payments/multi-fx/), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261011184046/https://tipalti.com/mass-payments/multi-fx/)
42. Wise Business Batch payments: up to 1,000 payments from one CSV or XLSX file "You can create up to 1,000 payments with a single .CSV or .XLSX file."  [wise.com/help/articles/2663240/guide-to-batch-payments](https://wise.com/help/articles/2663240/guide-to-batch-payments), read on 17 October 2026.
43. Wise Business Batch payouts include a delivery estimator, pay-to-email and real-time tracking. "Features include a delivery estimator, pay-to-email, and real-time tracking as well as reports, funding from balances and more."  [wise.com/gb/business/payouts](https://wise.com/gb/business/payouts), read on 17 October 2026.
44. Brex Approvers can review, adjust and schedule bill payments in a single batch. "Approvers can review, adjust, and schedule payments in a single batch, to save time and effort."  [www.brex.com/product/bill-pay](https://www.brex.com/product/bill-pay), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261001180532/https://www.brex.com/product/bill-pay)
45. Ramp Ramp batches bill payments per vendor, up to 500 bills in each batch. "Ramp cannot batch a payment across multiple vendors (e.g. a single debit and multiple credits)."  [support.ramp.com/batch-payments-on-ramp-bill-pay.md](https://support.ramp.com/batch-payments-on-ramp-bill-pay.md), read on 17 October 2026.
46. Mercury Mercury shows the live exchange rate before you send a non-USD payment. "Pay vendors in their local currency, minus the markup — you'll always see the live exchange rate before you hit send."  [mercury.com/business-payments](https://mercury.com/business-payments), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009161702/https://mercury.com/business-payments)
47. Tipalti Tipalti locks a quoted conversion rate for 2.5 minutes. "Once you get a rate, it is locked for you for 2.5 minutes."  [help.tipalti.com/hc/en-us/articles/30607325069975-Manage-currency-conversions](https://help.tipalti.com/hc/en-us/articles/30607325069975-Manage-currency-conversions), read on 17 October 2026.
48. BILL BILL discloses the exchange rate at the time of the transaction and/or on its website. "Exchange Rate Disclosed at time of transaction and/or on the BILL website."  [www.bill.com/product/pricing](https://www.bill.com/product/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261006015659/https://www.bill.com/product/pricing)
49. Brex Admins can add one or more approvers with threshold amounts for outgoing business account payments. "Account admins and other users with the specific product capability can add one or more approvers and customize the threshold amount of your policy for outgoing payments"  [www.brex.com/support/brex-business-account-payment-approvals](https://www.brex.com/support/brex-business-account-payment-approvals), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260820224004/https://www.brex.com/support/brex-business-account-payment-approvals)
50. Tipalti Bill approval rules support amount tiers with optional chains of multiple approvers. "Optional approval chains (multiple approvers per tier)"  [help.tipalti.com/hc/en-us/articles/39116143009431-Set-up-bill-approvals-and-controls](https://help.tipalti.com/hc/en-us/articles/39116143009431-Set-up-bill-approvals-and-controls), read on 17 October 2026.
51. BILL Approval policies set which transactions need approval, by whom, and whether in sequence. "Choose which transactions need to be approved, who needs to approve them, and if the approvals can be made sequentially or non-sequentially."  [www.bill.com/product/payment-approvals](https://www.bill.com/product/payment-approvals), read on 17 October 2026.
52. Ramp Ramp lists unlimited physical and virtual cards in its plans. "Unlimited physical and virtual cards"  [ramp.com/pricing](https://ramp.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009123004/https://ramp.com/pricing)
53. BILL Spend & Expense creates a unique virtual card per vendor with hard spending limits. "Create a unique virtual card for each vendor and set hard spending limits."  [www.bill.com/product/virtual-cards](https://www.bill.com/product/virtual-cards), read on 17 October 2026.
54. Mercury You can issue one physical card per team member and unlimited virtual cards. "Yes, you can issue one physical card per team member and as many virtual cards"  [mercury.com/faq](https://mercury.com/faq), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261004160703/https://mercury.com/faq)
55. Wise Business Wise offers 24/7 business support by email, phone or chat. "Get help from thousands of business specialists any time over email, phone or chat"  [wise.com/gb/business/](https://wise.com/gb/business/), read on 17 October 2026.
56. Ramp Ramp supports locally denominated cards in 16 listed currencies, including GBP, EUR, AUD, CAD and USD. "Ramp supports locally denominated card issuing in the following production-supported currencies:"  [support.ramp.com/international-overview.md](https://support.ramp.com/international-overview.md), read on 17 October 2026.
57. Mercury International wire features are for companies formed in the US. "Companies formed outside the US are not able to use the international wire features at this time."  [mercury.com/faq](https://mercury.com/faq), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261004160703/https://mercury.com/faq)
58. BILL BILL Cash Account receives customer payments and pays vendors; it requires US registration. "Use your BILL Cash Account for both, receiving customer payments and paying vendors."  [www.bill.com/product/cash-account](https://www.bill.com/product/cash-account), read on 17 October 2026.
59. Brex Brex issues physical and virtual Mastercard cards accepted in 210+ countries and territories. "Physical and virtual cards issued on the leading worldwide network, Mastercard, with acceptance in 210+ countries and territories."  [www.brex.com/product/credit-card](https://www.brex.com/product/credit-card), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261003223838/https://www.brex.com/product/credit-card)
60. Wise Business Pricing "One-time £50.00 setup fee applies to get local account details. No monthly subscription fees."  [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026.
61. Wise Business You set up batch payments on the Wise website. "You can only set up a batch payment on the website."  [wise.com/help/articles/2663240/guide-to-batch-payments](https://wise.com/help/articles/2663240/guide-to-batch-payments), read on 17 October 2026.
62. Tipalti Pricing "Tipalti uses a subscription-based pricing model with transaction-based pricing layered on top. You pay a base platform fee, plus fees determined by your payment volume"  [tipalti.com/pricing/](https://tipalti.com/pricing/), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261011061107/https://tipalti.com/pricing/)
63. Tipalti Virtual accounts hold balances in specific currencies and pay vendors from those balances. "Virtual accounts enable you to fund and hold balances in specific currencies within Tipalti, then use those balances to pay vendors."  [help.tipalti.com/hc/en-us/articles/37775147898903-Manage-virtual-accounts](https://help.tipalti.com/hc/en-us/articles/37775147898903-Manage-virtual-accounts), read on 17 October 2026.
64. Tipalti Tipalti states it does not offer a free tier. "No. Tipalti does not offer a free tier."  [tipalti.com/pricing/](https://tipalti.com/pricing/), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261011061107/https://tipalti.com/pricing/)
65. BILL Pricing "Essentials $49 user/month"  [www.bill.com/product/pricing](https://www.bill.com/product/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261006015659/https://www.bill.com/product/pricing)
66. BILL International FX wires and Local Transfers carry no BILL fee; an exchange rate applies. "International FX Wire or Local Transfer Free (Exchange Rate applies)"  [www.bill.com/product/pricing](https://www.bill.com/product/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261006015659/https://www.bill.com/product/pricing)
67. Brex Pricing "Plans start at $0 per user, per month, and more advanced features are available for $12 per user, per month."  [www.brex.com/pricing](https://www.brex.com/pricing), read on 17 October 2026.
68. Brex You can manage budgets and spending limits in over 100 currencies. "Manage budgets and spend limits in over 100 currencies"  [www.brex.com/product/global](https://www.brex.com/product/global), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261003223901/https://www.brex.com/product/global)
69. Brex Card transactions in a currency other than the billing currency carry an FX rate markup of up to 3%. "When you transact in a different currency from your billing currency, Brex applies a FX rate markup of up to 3%"  [www.brex.com/support/using-brex-internationally](https://www.brex.com/support/using-brex-internationally), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260910034215/https://www.brex.com/support/using-brex-internationally)
70. Ramp Pricing "$15/mo/user"  [ramp.com/pricing](https://ramp.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009123004/https://ramp.com/pricing)
71. Ramp International SWIFT USD bill payments cost $20 per transaction when funded from an external bank account. "International wire (SWIFT USD) payments: $20 per transaction"  [support.ramp.com/bill-pay-fees.md](https://support.ramp.com/bill-pay-fees.md), read on 17 October 2026.
72. Mercury Pricing "Mercury (free), Mercury Plus ($35/mo), and Mercury Pro ($350/mo)"  [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing)
73. Mercury Banking and essential tools are $0 per month, with paid plans available. "Banking services and essential tools are always $0/mo — with more plans available as your business grows."  [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing)

Updated 17 October 2026: First published.

Wise Business is a trademark of its owner. Tipalti is a trademark of its owner. BILL is a trademark of its owner. Brex is a trademark of its owner. Ramp is a trademark of its owner. Mercury is a trademark of its owner. Ticket Fairy is not affiliated with them.

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