---
title: "Banking questions answered (2026)"
description: "Questions promoters and festival finance leads ask about holding ticket money in several currencies, paying artists, crew and suppliers, and closing the books, answered with sources."
canonical: "https://www.ticketfairy.com/compare/banking/questions"
---

1. [Ticket Fairy](https://www.ticketfairy.com/)
2. [Compare](https://www.ticketfairy.com/compare)
3. [Banking](https://www.ticketfairy.com/compare/banking)
4. Event money: your questions answered

# Event money: your questions answered

  [Book a demo](https://www.ticketfairy.com/event-ticketing/book-a-demo) [Get started free](https://manage.ticketfairy.com/welcome?utm_source=compare&utm_campaign=compare-banking-questions)

Ticket Fairy publishes this comparison and also sells event ticketing and event management software. Vault is part of Ticket Fairy, a fintech company, not a bank. [How we compare platforms](https://www.ticketfairy.com/compare/methodology)

- **19** questions answered
- **11** pages that show you how

Before the first ticket sells you owe the venue a deposit, the headliner a deposit and the production company a quote, and after the show you pay everyone else before you know what the night made for you. These are the questions promoters and festival finance leads ask about holding event money, paying the people behind the show and closing the books, answered with each platform's own published facts.

1. [How fast can I pay artists and suppliers from my ticket money?](#how-fast-can-i-pay-artists-and-suppliers-from-my-ticket-money)
2. [Can I pay my whole line-up and crew in one go after the show?](#can-i-pay-my-whole-line-up-and-crew-in-one-go-after-the-show)
3. [How do I know who I still owe for an event?](#how-do-i-know-who-i-still-owe-for-an-event)
4. [How do I pay the invoice an artist's agent sends me?](#how-do-i-pay-the-invoice-an-artist-s-agent-sends-me)
5. [Can I pay a European headliner in euros?](#can-i-pay-a-european-headliner-in-euros)
6. [What does it cost to convert currencies when I pay international acts?](#what-does-it-cost-to-convert-currencies-when-i-pay-international-acts)
7. [Can sponsors and venues abroad pay me in their own currency?](#can-sponsors-and-venues-abroad-pay-me-in-their-own-currency)
8. [Do I have to move my ticket money to another account before I can spend it?](#do-i-have-to-move-my-ticket-money-to-another-account-before-i-can-spend-it)
9. [Can I make sure two people approve every payment?](#can-i-make-sure-two-people-approve-every-payment)
10. [Can I give my crew cards with spending limits for the event?](#can-i-give-my-crew-cards-with-spending-limits-for-the-event)
11. [What happens if a runner loses their card on site?](#what-happens-if-a-runner-loses-their-card-on-site)
12. [How do I get a receipt for everything my crew spends?](#how-do-i-get-a-receipt-for-everything-my-crew-spends)
13. [Can I pay the venue rent and a weekly residency automatically?](#can-i-pay-the-venue-rent-and-a-weekly-residency-automatically)
14. [How do I take VIP table deposits and sponsorship payments?](#how-do-i-take-vip-table-deposits-and-sponsorship-payments)
15. [Can I invoice sponsors and traders from the same account I pay suppliers from?](#can-i-invoice-sponsors-and-traders-from-the-same-account-i-pay-suppliers-from)
16. [What will my accountant need when I close the season?](#what-will-my-accountant-need-when-i-close-the-season)
17. [Can AI prepare my event payments for me?](#can-ai-prepare-my-event-payments-for-me)
18. [Can I pay the production company I use every event with fewer checks?](#can-i-pay-the-production-company-i-use-every-event-with-fewer-checks)
19. [Which business account and card providers do event companies compare?](#which-business-account-and-card-providers-do-event-companies-compare)

## How fast can I pay artists and suppliers from my ticket money?

With Vault you can pay artists and suppliers from your ticket money before your event payout arrives, and you can be paid daily as tickets sell on your own Stripe or Xendit account.

Vault shows how much of your ticket money you can spend today in each currency, apart from money still on its way or held, so you know what the next deposit can come from before you commit to it.

Payment speed elsewhere depends on the route. Wise states that 70% of its transfers arrive in 20 seconds and 95% in under 24 hours, and Mercury states that 99.6% of the domestic payments sent in 2025 arrived in one business day or less.

- You can pay artists and suppliers from your ticket money in Vault before your payout arrives.[1](#source-1)
- Payouts can arrive daily as tickets sell when you connect your own Stripe or Xendit account, where your country supports it, and money Ticket Fairy processes is paid after the event.[2](#source-2)
- Vault shows how much of your ticket money you can spend today in each currency, apart from money still on its way or held.[3](#source-3)
- Wise states 70% of transfers arrive in 20 seconds and 95% in under 24 hours (as of Q3 2025).[4](#source-4)
- Mercury states 99.6% of domestic payments sent in 2025 arrived in one business day or less.[5](#source-5)

[Best business accounts and cards for event companies](https://www.ticketfairy.com/compare/banking/best-business-accounts-and-cards-for-event-companies)

## Can I pay my whole line-up and crew in one go after the show?

Yes. You can pay up to 100 artists, suppliers and crew in one batch from Vault, typed in or uploaded from a spreadsheet, straight away or on a date you pick.

You can start the batch from the event's list of who you owe, so the amounts from your artist and supplier bookings are already filled in, and a teammate can check it before anyone sends it.

Wise Business sends up to 1,000 payments from one CSV or XLSX file, and Ramp batches up to 500 bills per vendor. The BILL API pays up to 50 bills in one request.

- You can pay up to 100 artists, suppliers and crew in one batch from Vault, typed in or uploaded from a spreadsheet, straight away or on a date you pick.[6](#source-6)
- You get a suggested list of who you owe for each event from your artist and supplier bookings, with the amounts filled in.[7](#source-7)
- Batch payments: up to 1,000 payments from one CSV or XLSX file[8](#source-8)
- Ramp batches bill payments per vendor, up to 500 bills in each batch.[9](#source-9)
- The BILL API pays up to 50 bills in one request.[10](#source-10)

[Wise Business vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-wise-business)

## How do I know who I still owe for an event?

On Ticket Fairy each event has a list of who you owe, filled in from your artist and supplier bookings with deposits and balances, and you pay it from Vault once a person on your team approves.

Your headliner's balance, the sound company's quote and the venue hire sit on the event itself, so settling up is one job instead of twenty transfers and a spreadsheet.

Business payment tools start from the invoice instead. Ramp gives each business an email inbox that turns each vendor invoice into a draft bill, and BILL captures key invoice fields with its AI, which it states at 99% accuracy.

- You can see who you owe for each event, filled in from your artist and supplier bookings with deposits and balances, and pay them from Vault once a person approves.[11](#source-11)
- You can pay artist fees, deposits and supplier quotes at the amounts already filled in from your event's bookings.[7](#source-7)
- Each business gets a dedicated @ap.ramp.com email inbox, and Ramp creates a draft bill from each vendor invoice emailed to it.[12](#source-12)
- BILL AI codes multi-line bills and captures key invoice fields, which BILL states at 99% accuracy.[13](#source-13)

[Ramp vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-ramp)

## How do I pay the invoice an artist's agent sends me?

You add it to the event. You can put an agent's invoice into payments due with its amount, due date and who to pay, so your budget and settlement include it.

When you upload a supplier's invoice to an event, Fai adds the supplier to the event's list to pay in Vault, matches them to your saved recipient and prepares the payment for a person on your team to send.

Wise's AI reads the bills you email to a dedicated address and adds them as unpaid invoices, and Brex's AI captures invoice line items, suggests the matching purchase order and drafts a payment.

- When you upload a supplier's invoice to an event, Fai adds the supplier to the event's list to pay in Vault, matches each payee to your saved Vault recipient and prepares the payment batch for a person on your team to send.[14](#source-14)
- You put an agent's invoice into payments due with its amount, due date and who to pay, so your budget and settlement include it.[15](#source-15)
- Wise's AI reads the bills you email to a dedicated address and adds them as unpaid invoices for you to review.[16](#source-16)
- Bill pay imports invoices by forwarding, email or upload, and Brex AI captures line items, suggests the matching PO and drafts a payment.[17](#source-17)

[Brex vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-brex)

## Can I pay a European headliner in euros?

Yes. You hold a balance in each currency you sell tickets in, and before you convert, Vault shows the rate and the fee beside the mid-market rate.

You can pay from any balance you hold, so a euro fee can come out of your pound or dollar balance at a rate you see first.

Wise Business holds and converts 49 currencies in one account. Mercury pays vendors in 40+ local currencies at a 1% exchange fee, and Ramp pays foreign-currency vendors through Wise at market-competitive exchange rates.

- Vault holds a balance in each currency you sell tickets in.[1](#source-1)
- Before you convert, Vault shows you the rate and the fee beside the mid-market rate, so you know the cost first.[1](#source-1)
- Hold and convert 49 currencies in one account[18](#source-18)
- You can pay vendors in 40+ local currencies at a 1% exchange fee, or by USD international wire for free.[19](#source-19)
- Ramp partners with Wise for foreign-currency vendor payments at market-competitive exchange rates with no additional transaction fees.[20](#source-20)

[Mercury vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-mercury)

## What does it cost to convert currencies when I pay international acts?

It varies by provider, so compare the rate as well as the fee. Before you convert in Vault, you see the rate and the fee beside the mid-market rate.

Wise converts at the mid-market rate and shows its conversion fee separately, from 0.24%. Mercury charges a 1% fee on non-USD wires and 3% on non-USD card transactions, and Brex card transactions in another currency carry an FX rate markup of up to 3%.

BILL charges no BILL fee on international FX wires and Local Transfers, and an exchange rate applies.

- Before you convert, Vault shows you the rate and the fee beside the mid-market rate, so you know the cost first.[1](#source-1)
- Converts at the mid-market rate; conversion fee shown separately, from 0.24%[21](#source-21)
- 1% fee on non-USD wires; live rate shown before sending[22](#source-22)
- Non-USD debit and credit card transactions carry an international transaction fee, listed as 3% on the pricing page.[23](#source-23)
- Card transactions in a currency other than the billing currency carry an FX rate markup of up to 3%.[24](#source-24)
- International FX wires and Local Transfers carry no BILL fee; an exchange rate applies.[25](#source-25)

[Wise Business vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-wise-business)

## Can sponsors and venues abroad pay me in their own currency?

Yes. You get local receiving account details in the currencies you are paid in, so a sponsor's payment arrives in the currency it was sent in and waits in Vault until you spend it.

Wise Business gives you local account details in 22 currencies for a one-time 50 GBP setup fee on its UK pricing. Mercury and Ramp give you US routing and account numbers for each account.

- You can get local receiving account details in the currencies you are paid in.[1](#source-1)
- Local account details in 22 currencies; one-time 50 GBP setup fee (UK pricing)[26](#source-26)
- US routing and account numbers for each account[27](#source-27)
- US account and routing numbers on Ramp Checking Account to receive ACH, wires and RTP[28](#source-28)

[Mercury alternatives](https://www.ticketfairy.com/compare/banking/mercury-alternatives)

## Do I have to move my ticket money to another account before I can spend it?

No. Where your events take payment through Vault, you spend the ticket money where it lands: on a card, paying a supplier or paying a whole batch.

Next year's venue deposit can come out of this year's ticket sales without waiting for a payout and a transfer. Each Vault card spends from the same balance your events pay into, within the limits you set.

- You can pay artists and suppliers from your ticket money in Vault before your payout arrives.[1](#source-1)
- You can give each team member virtual and physical cards in their name, with limits and event dates.[29](#source-29)
- You can pay up to 100 artists, suppliers and crew in one batch from Vault, typed in or uploaded from a spreadsheet, straight away or on a date you pick.[6](#source-6)

[Ramp alternatives](https://www.ticketfairy.com/compare/banking/ramp-alternatives)

## Can I make sure two people approve every payment?

Yes. You can require a second person to send every payment from Vault: one person prepares it and a different owner sends it.

The rule covers payment batches, single payments and recurring payments, so no single login can pay out the takings of a show.

Wise Business lets one or two team members approve payments, for all payments or above an amount. Brex admins add one or more approvers with threshold amounts, and Ramp sets up multi-step bill approval chains with conditions.

- You can require a second person to send every payment from Vault.[7](#source-7)
- Payment approvals by 1 or 2 team members, for all payments or above an amount[30](#source-30)
- Admins can add one or more approvers with threshold amounts for outgoing business account payments.[31](#source-31)
- Configurable multi-step bill approval chains with conditions; payment release approvals on Plus[32](#source-32)

[Brex vs Ramp for events](https://www.ticketfairy.com/compare/banking/brex-vs-ramp-for-events)

## Can I give my crew cards with spending limits for the event?

Yes. You can give each team member virtual and physical cards in their name, set crew cards to work around your event dates with a daily limit, and see the event each card payment was for.

You can give up to 50 people on your crew a virtual card each in one go, with the event linked and a name on every card, so nobody shares a card or waits to be paid back.

Ramp lists unlimited physical and virtual cards in its plans, and Mercury issues one physical card per team member and unlimited virtual cards. Extra team member cards on Wise Business cost 3 GBP each.

- You can give each team member virtual and physical cards in their name, with limits and event dates.[29](#source-29)
- You can set crew cards to work around your event dates with a daily limit, and each card payment shows the event it was for.[29](#source-29)
- You can give up to 50 people on your crew a virtual Vault card each in one go, with the event linked and a name on every card.[33](#source-33)
- Ramp lists unlimited physical and virtual cards in its plans.[34](#source-34)
- You can issue one physical card per team member and unlimited virtual cards.[35](#source-35)
- Additional team member cards cost 3 GBP each; the first card is in the setup fee.[36](#source-36)

[Ramp vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-ramp)

## What happens if a runner loses their card on site?

You freeze it. You can freeze, cancel or change the limits on a Vault card from the card itself, so a lost card stops working in seconds.

You can unfreeze it if it turns up, or raise a limit before a big supplier order without issuing a new card.

Mercury lets you change card limits and add a merchant lock, and Tipalti blocks card payments that go more than 15% over the card budget by default.

- You can freeze, cancel or change the limits on a Vault card from the card itself, so a lost card stops working in seconds.[37](#source-37)
- Virtual and physical debit and credit cards with spend limits and merchant locks[38](#source-38)
- By default, Tipalti blocks card transactions that go over the card budget by 15%.[39](#source-39)

[Mercury vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-mercury)

## How do I get a receipt for everything my crew spends?

Your cardholders add a photo or PDF of each receipt to the card payment, and Vault tells you when the receipt total does not match the payment.

Fai can remind cardholders about missing receipts, and each card payment keeps its note and its event, so your accountant gets every receipt behind the event's spending without a shoebox of paper.

- Your cardholders add a photo or PDF of each receipt to the card payment, and Vault tells you when the receipt total does not match.[40](#source-40)
- You can set crew cards to work around your event dates with a daily limit, and each card payment shows the event it was for.[29](#source-29)

[Brex vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-brex)

## Can I pay the venue rent and a weekly residency automatically?

Yes. You can pay a venue, a resident artist or a regular supplier the same amount from Vault every week, every month or once on a date.

You can pause, resume or stop each schedule, and a second person approves it when your team needs one. You can also pay on an invoice's due date.

Brex lets you set wires to repeat monthly, weekly or on a custom schedule, and on BILL a recurring bill acts as a template for identical periodic vendor bills.

- You can pay a venue, a resident artist or a regular supplier the same amount from Vault every week, every month or once on a date.[41](#source-41)
- You can pay on an invoice's due date, or on a weekly or monthly schedule.[7](#source-7)
- You can set wires to repeat monthly, weekly or on a custom schedule.[42](#source-42)
- Recurring bills act as templates for identical periodic vendor bills.[43](#source-43)

[BILL vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-bill)

## How do I take VIP table deposits and sponsorship payments?

You can take table deposits, venue hire and sponsorship through a Vault payment link, and the money goes straight into your Vault balance.

You see how many times each link was paid and what it collected, so you stop matching transfer references by hand. Wise Business customers get paid with payment links and QR codes too.

- You can take table deposits, venue hire and sponsorship through a Vault payment link, and the money goes straight into your Vault balance.[44](#source-44)
- You can get paid with payment links and QR codes.[45](#source-45)

[Wise Business vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-wise-business)

## Can I invoice sponsors and traders from the same account I pay suppliers from?

Yes. You can invoice a sponsor, a trader or a partner venue from Vault and see which invoices are still unpaid.

Sponsors and food traders pay for their part of your event by invoice rather than at a ticket checkout, and their payments land in the same Vault balance you pay your suppliers from.

BILL sells AP and AR plans priced per user per month, from $49 on Essentials to $89 on Corporate.

- You can invoice a sponsor, a trader or a partner venue from Vault and see which invoices are still unpaid.[46](#source-46)
- AP & AR plans are priced per user per month: Essentials $49, Team $65, Corporate $89, Enterprise custom pricing.[47](#source-47)

[BILL vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-bill)

## What will my accountant need when I close the season?

Your accountant gets statements and a record of every payment: you can download a PDF statement or a file of every payment for any dates up to a year, and a letter that proves you paid an artist or supplier.

Vault keeps a record of who asked for each statement and who downloaded it. Wise Business exports transaction history as CSV or PDF for up to 365 days, and Mercury gives you monthly statements and CSV downloads of transactions.

- You can download a PDF statement or a file of every payment for any dates up to a year, and a letter that proves you paid an artist or supplier.[48](#source-48)
- Transaction history exports as CSV or PDF for up to 365 days from the Transactions page on the website; Business accounts can also export transaction attachments as a ZIP; accounting-software sync.[49](#source-49)
- CSV file downloads of transactions for upload to any accounting platform, monthly statements from the Documents tab, and direct sync to QuickBooks Online, Xero and NetSuite.[50](#source-50)

[Brex vs Mercury for events](https://www.ticketfairy.com/compare/banking/brex-vs-mercury-for-events)

## Can AI prepare my event payments for me?

Yes, and a person still sends the money. Fai prepares your finance work and leaves each result for you to check and approve, and she never sends money on her own.

You can turn off any work Fai does on her own, one event at a time. Tipalti MCP connects AI platforms to Tipalti data on a read-only basis, and Mercury lets you issue dedicated agent cards for approved transactions.

- Fai prepares your finance work and leaves each result for you to check and approve; she never sends money on her own.[14](#source-14)
- Fai never sends money; a person on your team sends each payment she prepares.[51](#source-51)
- You can turn off any work Fai does on her own, one event at a time.[52](#source-52)
- Tipalti MCP, in beta, connects AI platforms to Tipalti data on a read-only basis.[53](#source-53)
- You can issue dedicated agent cards for approved transactions.[54](#source-54)

[Tipalti vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-tipalti)

## Can I pay the production company I use every event with fewer checks?

Yes. Once a second owner agrees, a supplier you pay every event can be marked trusted, so payments to them ask for fewer security checks.

One owner asks for trusted status, a 24-hour cooling period runs, and a second owner approves it, so two people on your team always agree before a payee is trusted.

- Once a second owner agrees, a supplier you pay every event can be marked trusted, so payments to them ask for fewer security checks.[55](#source-55)
- You can require a second person to send every payment from Vault.[7](#source-7)

[Tipalti vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-tipalti)

## Which business account and card providers do event companies compare?

Wise Business, Mercury, Ramp, Brex, BILL and Tipalti are the providers we compare with Vault, Ticket Fairy's own financial product, which pays artists and suppliers from the event's bookings.

Ramp publishes a Free plan at $0 per user per month, Mercury's base plan is $0 a month, and Brex plans start at $0 per user per month. Tipalti's Accounts Payable plans start at USD 99 a month with unlimited users.

Wise Business charges a one-time 50 GBP setup fee and no monthly subscription on its UK pricing, and BILL's Spend & Expense plan is $0 per user per month.

- Ramp publishes a Free plan at $0 per user per month.[56](#source-56)
- Free base plan; Plus $35/mo; Pro $350/mo[57](#source-57)
- Brex plans start at $0 per user per month, with more advanced features at $12 per user per month.[58](#source-58)
- Accounts Payable plans start at USD 99 per month with unlimited users.[59](#source-59)
- One-time 50 GBP setup fee, no monthly subscription; per-transaction fees[60](#source-60)
- BILL Spend & Expense is $0 per user per month and includes corporate cards, budgets and expense tracking.[61](#source-61)
- You get a suggested list of who you owe for each event from your artist and supplier bookings.[7](#source-7)

[Best business accounts and cards for event companies](https://www.ticketfairy.com/compare/banking/best-business-accounts-and-cards-for-event-companies)

## What else are you comparing?

- [Best business accounts and cards for event companies](https://www.ticketfairy.com/compare/banking/best-business-accounts-and-cards-for-event-companies)
- [Banking compared](https://www.ticketfairy.com/compare/banking)

## Where does each fact come from?

Every fact about another company comes from its own published pages, quoted word for word. Where we did not find something in those pages, we say exactly that. [How we compare platforms](https://www.ticketfairy.com/compare/methodology)

1. Ticket Fairy [You pay artists and suppliers from ticket money you hold](https://www.ticketfairy.com/features/vault/vault-account-and-balances)
2. Ticket Fairy [Your ticket money arrives daily, or after the show](https://www.ticketfairy.com/features/payments-and-payouts/payment-accounts-fees-and-payouts)
3. Ticket Fairy [Guide: See how much of your ticket money you can spend from Vault](https://www.ticketfairy.com/guides/read-your-vault-balances)
4. Wise Business Wise states 70% of transfers arrive in 20 seconds and 95% in under 24 hours (as of Q3 2025). "70% arrive in 20 seconds and 95% in under 24 hours."  [wise.com/gb/business/](https://wise.com/gb/business/), read on 17 October 2026.
5. Mercury Mercury states 99.6% of domestic payments sent in 2025 arrived in one business day or less. "99.6% of domestic payments sent on Mercury in 2025 arrived in ≤ 1 business day."  [mercury.com/business-payments](https://mercury.com/business-payments), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009161702/https://mercury.com/business-payments)
6. Ticket Fairy [Guide: Pay your event's artists, suppliers and crew at once from Vault](https://www.ticketfairy.com/guides/pay-several-people-at-once)

  Show all 61 sources

7. Ticket Fairy [You settle each event's artists, suppliers and crew at once](https://www.ticketfairy.com/features/vault/paying-artists-suppliers-and-crew)
8. Wise Business Batch payments: up to 1,000 payments from one CSV or XLSX file "You can create up to 1,000 payments with a single .CSV or .XLSX file."  [wise.com/help/articles/2663240/guide-to-batch-payments](https://wise.com/help/articles/2663240/guide-to-batch-payments), read on 17 October 2026.
9. Ramp Ramp batches bill payments per vendor, up to 500 bills in each batch. "Ramp cannot batch a payment across multiple vendors (e.g. a single debit and multiple credits)."  [support.ramp.com/batch-payments-on-ramp-bill-pay.md](https://support.ramp.com/batch-payments-on-ramp-bill-pay.md), read on 17 October 2026.
10. BILL The BILL API pays up to 50 bills in one request. "to pay up to 50 bills with one API request."  [developer.bill.com/docs/ap-bulk-payments](https://developer.bill.com/docs/ap-bulk-payments), read on 17 October 2026.
11. Ticket Fairy [Guide: Pay everyone you owe for an event](https://www.ticketfairy.com/guides/pay-everyone-you-owe-for-an-event)
12. Ramp Each business gets a dedicated @ap.ramp.com email inbox, and Ramp creates a draft bill from each vendor invoice emailed to it. "Ramp AP email forwarding gives your team a dedicated \*@ap.ramp.com\* inbox for vendor emails."  [support.ramp.com/bill-pay-ap-email-forwarding.md](https://support.ramp.com/bill-pay-ap-email-forwarding.md), read on 17 October 2026.
13. BILL BILL AI codes multi-line bills and captures key invoice fields, which BILL states at 99% accuracy. "BILL AI automatically codes multi line items bills reducing manual time by 20%\* while capturing key invoice fields with 99% accuracy."  [www.bill.com/product/accounts-payable](https://www.bill.com/product/accounts-payable), read on 17 October 2026.
14. Ticket Fairy [Guide: Let Fai prepare the finance work after your events](https://www.ticketfairy.com/guides/let-fai-prepare-your-finance-work)
15. Ticket Fairy [Guide: Handle the contract, invoice and riders an artist's agent sends for your event](https://www.ticketfairy.com/guides/handle-the-contract-invoice-and-riders-an-agent-sends-back)
16. Wise Business Wise's AI reads the bills you email to a dedicated address and adds them as unpaid invoices for you to review. "When you receive a file, we use AI to extract any relevant information"  [wise.com/help/articles/2s0RCttyAp0Ru8VUejwWAv/how-do-i-forward-an-unpaid-invoice-via-email](https://wise.com/help/articles/2s0RCttyAp0Ru8VUejwWAv/how-do-i-forward-an-unpaid-invoice-via-email), read on 17 October 2026.
17. Brex Bill pay imports invoices by forwarding, email or upload, and Brex AI captures line items, suggests the matching PO and drafts a payment. "Easily import your invoices by forwarding, emailing, or uploading, including bulk uploads. Then Brex AI will capture every itemized detail, suggest the matching PO, and draft a payment."  [www.brex.com/product/bill-pay](https://www.brex.com/product/bill-pay), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261001180532/https://www.brex.com/product/bill-pay)
18. Wise Business Hold and convert 49 currencies in one account "Hold and convert 49 currencies"  [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026.
19. Mercury You can pay vendors in 40+ local currencies at a 1% exchange fee, or by USD international wire for free. "Pay global vendors in 40+ local currencies for a transparent 1% currency exchange fee, or send international wires in USD for free."  [mercury.com/business-banking](https://mercury.com/business-banking), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260915045004/https://mercury.com/business-banking)
20. Ramp Ramp partners with Wise for foreign-currency vendor payments at market-competitive exchange rates with no additional transaction fees. "We partner with Wise to provide market competitive exchange rates with no additional transaction fees."  [ramp.com/international-payments-pricing](https://ramp.com/international-payments-pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260729172505/https://ramp.com/international-payments-pricing)
21. Wise Business Converts at the mid-market rate; conversion fee shown separately, from 0.24% "Convert between currencies in seconds at the mid-market rate."  [wise.com/gb/business/receive-money](https://wise.com/gb/business/receive-money), read on 17 October 2026.
22. Mercury 1% fee on non-USD wires; live rate shown before sending "There is a 1% conversion fee for non-USD international wires."  [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing)
23. Mercury Non-USD debit and credit card transactions carry an international transaction fee, listed as 3% on the pricing page. "Additionally, we charge an international transaction fee on non-USD debit and credit card transactions."  [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing)
24. Brex Card transactions in a currency other than the billing currency carry an FX rate markup of up to 3%. "When you transact in a different currency from your billing currency, Brex applies a FX rate markup of up to 3%"  [www.brex.com/support/using-brex-internationally](https://www.brex.com/support/using-brex-internationally), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260910034215/https://www.brex.com/support/using-brex-internationally)
25. BILL International FX wires and Local Transfers carry no BILL fee; an exchange rate applies. "International FX Wire or Local Transfer Free (Exchange Rate applies)"  [www.bill.com/product/pricing](https://www.bill.com/product/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261006015659/https://www.bill.com/product/pricing)
26. Wise Business Local account details in 22 currencies; one-time 50 GBP setup fee (UK pricing) "With Wise, you can get account details and Swift codes for countries you don’t live in."  [wise.com/gb/business/receive-money](https://wise.com/gb/business/receive-money), read on 17 October 2026.
27. Mercury US routing and account numbers for each account "You’ll be able to find your accounts and their associated routing and account numbers from the"  [mercury.com/faq](https://mercury.com/faq), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261004160703/https://mercury.com/faq)
28. Ramp US account and routing numbers on Ramp Checking Account to receive ACH, wires and RTP "collect revenue directly using your ACH details"  [support.ramp.com/ramp-checking-account-overview.md](https://support.ramp.com/ramp-checking-account-overview.md), read on 17 October 2026.
29. Ticket Fairy [You pay suppliers on the day and take deposits online](https://www.ticketfairy.com/features/vault/cards-invoices-and-payment-links)
30. Wise Business Payment approvals by 1 or 2 team members, for all payments or above an amount "You can also choose for payments to require approval by 1 or 2 people."  [wise.com/help/articles/4j9ugqMIeADd89uqy8VRMB/how-do-payment-approvals-work](https://wise.com/help/articles/4j9ugqMIeADd89uqy8VRMB/how-do-payment-approvals-work), read on 17 October 2026.
31. Brex Admins can add one or more approvers with threshold amounts for outgoing business account payments. "Account admins and other users with the specific product capability can add one or more approvers and customize the threshold amount of your policy for outgoing payments"  [www.brex.com/support/brex-business-account-payment-approvals](https://www.brex.com/support/brex-business-account-payment-approvals), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260820224004/https://www.brex.com/support/brex-business-account-payment-approvals)
32. Ramp Configurable multi-step bill approval chains with conditions; payment release approvals on Plus "Configurable approval workflows"  [ramp.com/pricing](https://ramp.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009123004/https://ramp.com/pricing)
33. Ticket Fairy [Guide: Issue Vault cards to your whole event crew at once](https://www.ticketfairy.com/guides/issue-vault-cards-to-your-event-crew)
34. Ramp Ramp lists unlimited physical and virtual cards in its plans. "Unlimited physical and virtual cards"  [ramp.com/pricing](https://ramp.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009123004/https://ramp.com/pricing)
35. Mercury You can issue one physical card per team member and unlimited virtual cards. "Yes, you can issue one physical card per team member and as many virtual cards"  [mercury.com/faq](https://mercury.com/faq), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261004160703/https://mercury.com/faq)
36. Wise Business Additional team member cards cost 3 GBP each; the first card is in the setup fee. "After that, cards for team members cost 3 GBP each."  [wise.com/gb/business/card](https://wise.com/gb/business/card), read on 17 October 2026.
37. Ticket Fairy [Guide: Freeze, cancel or change the limits on an event team's Vault card](https://www.ticketfairy.com/guides/freeze-cancel-or-change-a-vault-card)
38. Mercury Virtual and physical debit and credit cards with spend limits and merchant locks "Custom spend limits and merchant-locked cards"  [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing)
39. Tipalti By default, Tipalti blocks card transactions that go over the card budget by 15%. "By default, we block transactions that exceed the card's budget by 15%."  [help.tipalti.com/hc/en-us/articles/30607241512471-Card-FAQs](https://help.tipalti.com/hc/en-us/articles/30607241512471-Card-FAQs), read on 17 October 2026.
40. Ticket Fairy [Guide: Add receipts, notes and events to your team's Vault card payments](https://www.ticketfairy.com/guides/add-receipts-to-vault-card-payments)
41. Ticket Fairy [Guide: Pay your venue rent, artist residencies and regular event suppliers automatically from Vault](https://www.ticketfairy.com/guides/set-up-recurring-payments-from-vault)
42. Brex You can set wires to repeat monthly, weekly or on a custom schedule. "choose how often you’d like the payment to recur (monthly, weekly, or custom frequency)"  [www.brex.com/support/domestic-and-international-wires](https://www.brex.com/support/domestic-and-international-wires), read on 17 October 2026.
43. BILL Recurring bills act as templates for identical periodic vendor bills. "A recurring bill is a template for creating identical bills for periodic payments to a vendor."  [developer.bill.com/docs/ap-recurring-bills](https://developer.bill.com/docs/ap-recurring-bills), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260418075710/https://developer.bill.com/docs/ap-recurring-bills)
44. Ticket Fairy [Guide: Collect table deposits, venue hire and sponsorship for your events with Vault payment links](https://www.ticketfairy.com/guides/get-paid-with-vault-payment-links)
45. Wise Business You can get paid with payment links and QR codes. "Share a secure link or show a QR code to get paid in seconds."  [wise.com/gb/business/receive-money](https://wise.com/gb/business/receive-money), read on 17 October 2026.
46. Ticket Fairy [Guide: Invoice sponsors and partners for your event from Vault](https://www.ticketfairy.com/guides/manage-vault-invoices)
47. BILL AP & AR plans are priced per user per month: Essentials $49, Team $65, Corporate $89, Enterprise custom pricing. "Essentials $49 user/month"  [www.bill.com/product/pricing](https://www.bill.com/product/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261006015659/https://www.bill.com/product/pricing)
48. Ticket Fairy [Guide: Get a Vault statement of your event money for your accountant](https://www.ticketfairy.com/guides/get-a-vault-statement)
49. Wise Business Transaction history exports as CSV or PDF for up to 365 days from the Transactions page on the website; Business accounts can also export transaction attachments as a ZIP; accounting-software sync. "You can review, filter, and download statements of all your transactions for up to a 365-day period from your"  [wise.com/help/articles/2489458/how-do-i-download-a-list-of-my-transfers](https://wise.com/help/articles/2489458/how-do-i-download-a-list-of-my-transfers), read on 17 October 2026.
50. Mercury CSV file downloads of transactions for upload to any accounting platform, monthly statements from the Documents tab, and direct sync to QuickBooks Online, Xero and NetSuite. "CSV file downloads are available, which you can upload to your accounting platform of choice."  [mercury.com/faq](https://mercury.com/faq), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261004160703/https://mercury.com/faq)
51. Ticket Fairy [Fai gets your ticketing jobs done when you ask](https://www.ticketfairy.com/features/fai)
52. Ticket Fairy [Guide: Choose what Fai does on your event](https://www.ticketfairy.com/guides/choose-what-fai-does-on-your-event)
53. Tipalti Tipalti MCP, in beta, connects AI platforms to Tipalti data on a read-only basis. "It's read-only in this release, so it can't create or change anything in your account."  [documentation.tipalti.com/docs/tipalti-mcp](https://documentation.tipalti.com/docs/tipalti-mcp), read on 17 October 2026.
54. Mercury You can issue dedicated agent cards for approved transactions. "Issue dedicated agent cards for approved transactions."  [mercury.com/spend-management](https://mercury.com/spend-management), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260928001832/https://mercury.com/spend-management)
55. Ticket Fairy [Guide: Mark a supplier you pay every event as trusted](https://www.ticketfairy.com/guides/trust-a-payout-recipient)
56. Ramp Ramp publishes a Free plan at $0 per user per month. "$0/mo/user"  [ramp.com/pricing](https://ramp.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009123004/https://ramp.com/pricing)
57. Mercury Free base plan; Plus $35/mo; Pro $350/mo "Mercury (free), Mercury Plus ($35/mo), and Mercury Pro ($350/mo)"  [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing)
58. Brex Brex plans start at $0 per user per month, with more advanced features at $12 per user per month. "Plans start at $0 per user, per month, and more advanced features are available for $12 per user, per month."  [www.brex.com/pricing](https://www.brex.com/pricing), read on 17 October 2026.
59. Tipalti Accounts Payable plans start at USD 99 per month with unlimited users. "Plans start at $99/month with unlimited users and no per-seat licenses."  [tipalti.com/pricing/](https://tipalti.com/pricing/), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261011061107/https://tipalti.com/pricing/)
60. Wise Business One-time 50 GBP setup fee, no monthly subscription; per-transaction fees "Get every Wise Business feature for one set-up fee"  [wise.com/gb/pricing/business](https://wise.com/gb/pricing/business), read on 17 October 2026.
61. BILL BILL Spend & Expense is $0 per user per month and includes corporate cards, budgets and expense tracking. "the BILL Spend & Expense plan is $0 per user per month and includes corporate cards, budgets, expense tracking, and access to credit lines from $1,000-$5M."  [www.bill.com/product/pricing](https://www.bill.com/product/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261006015659/https://www.bill.com/product/pricing)

Updated 17 October 2026: First published.

BILL is a trademark of its owner. Brex is a trademark of its owner. Mercury is a trademark of its owner. Ramp is a trademark of its owner. Tipalti is a trademark of its owner. Wise Business is a trademark of its owner. Ticket Fairy is not affiliated with them.

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This page is on Ticket Fairy, a ticketing, marketing and operations platform for live events and the venues that host them: festivals, club nights, concerts, conferences and tours, and night clubs, beach clubs and concert venues. It grows revenue with fan rewards that turn an audience into a sales channel, and runs the money side with payments and payouts, Vault business banking, and working capital advanced against ticket sales. [How Ticket Fairy ticketing works](https://www.ticketfairy.com/event-ticketing) · [Ticket Fairy for AI assistants](https://www.ticketfairy.com/llms.txt)