--- title: "Mercury vs Ticket Fairy: fees and features (2026)" description: "See Mercury and Ticket Fairy side by side: fees, features and what switching takes. Checked October 2026." canonical: "https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-mercury" --- 1. [Ticket Fairy](https://www.ticketfairy.com/) 2. [Compare](https://www.ticketfairy.com/compare) 3. [Banking](https://www.ticketfairy.com/compare/banking) 4. Mercury vs Ticket Fairy # Mercury vs Ticket Fairy With both Mercury and Vault in Ticket Fairy, you can get paid into local account details, give your team cards and ask a second person to approve payments. What changes is how currencies are converted and how you find out who you owe after each event. [Book a demo](https://www.ticketfairy.com/event-ticketing/book-a-demo) [Get started free](https://manage.ticketfairy.com/welcome?utm_source=compare&utm_campaign=compare-banking-ticket-fairy-vs-mercury) Ticket Fairy publishes this comparison and also sells event ticketing and event management software. Vault is part of Ticket Fairy, a fintech company, not a bank. [How we compare platforms](https://www.ticketfairy.com/compare/methodology) - **10 of 10** of the things you need, included on Ticket Fairy - **6 of 10** of the things you need, confirmed on the published pages of Mercury ## Which should you choose? ### Where Ticket Fairy is stronger - You get a suggested list of who you owe for each event from your artist and supplier bookings, with the amounts filled in.[1](#source-1) - You can require a second person to send every payment from Vault.[1](#source-1) - You can set crew cards to work around your event dates with a daily limit, and each card payment shows the event it was for.[2](#source-2) ### Where Mercury is stronger - ACH payments and domestic wires are free to send and receive.[3](#source-3) - Banking and essential tools are $0 per month, with paid plans available.[4](#source-4) - Accounts offer up to $5M in FDIC insurance through partner banks and their sweep networks.[5](#source-5) Vault is the better fit if you want to pay your artists, suppliers and crew from the ticket money you hold, with Vault suggesting who you owe from each event's bookings. Mercury suits you if you want to send and receive ACH payments and domestic wires for free. ## What can Mercury and Ticket Fairy each do for holding and paying out event money? ### Where does each platform win on what you need? - Included Balances in several currencies Not found - Included Pay many people at once Not found - Included Pay from your event bookings Not found - Included Sell tickets in the same system Not found **6 things you need are the same on both:** Local account details to get paid, Currency conversion, Cards for your team, A second person approves payments, Scheduled and recurring payments, How you find out who you owe Ticket Fairy includes 4 of these that we did not find in Mercury's public documentation. | What you need | Ticket Fairy | Mercury | | --- | --- | --- | | Holding money | | | | Balances in several currencies | Included[6](#source-6) Vault holds a balance in each currency you sell tickets in | Not found in Mercury's public documentation[7](#source-7) Incoming non-USD invoice wires convert to USD on arrival | | Local account details to get paid | Included[6](#source-6) Local receiving account details come in the currencies you are paid in | Included[8](#source-8) US routing and account numbers for each account | | Currency conversion | Included[6](#source-6) The rate and fee show beside the mid-market rate before you agree to convert | Included[9](#source-9) 1% fee on non-USD wires; live rate shown before sending | | Spending and paying | | | | Cards for your team | Included[2](#source-2) You can give each team member virtual and physical cards in their name, with limits and event dates | Included[10](#source-10) Virtual and physical debit and credit cards with spend limits and merchant locks | | Pay many people at once | Included[1](#source-1) Your line-up and crew get paid in one batch, or from a spreadsheet | Not found in Mercury's public documentation[11](#source-11) The API pays many recipients by sending one payment to each in turn | | A second person approves payments | Included[1](#source-1) Payments can need a second person before they go | Included[12](#source-12) Approval policies by amount and approver; multi-layered bill approvals | | Scheduled and recurring payments | Included[1](#source-1) You can pay on an invoice's due date, or on a weekly or monthly schedule | Included[13](#source-13) One-time or recurring ACH and wires | | Who you owe | | | | How you find out who you owe | Included[1](#source-1) You can see who you owe for each event, suggested from your artist and supplier bookings | Included[14](#source-14) Bill inbox that reads the invoices you forward or upload; vendor records | | Pay from your event bookings | Included[1](#source-1) You can pay artist fees, deposits and supplier quotes at the amounts already filled in from your event's bookings | Not found in Mercury's public documentation[15](#source-15) No event, artist or booking payments found | | Sell tickets in the same system | Included[6](#source-6) You can pay artists and suppliers from your ticket money in Vault before your payout arrives | Not found in Mercury's public documentation[16](#source-16) No ticket selling found | ## What else should you know about Mercury and Ticket Fairy? Can Mercury give me local account details to get paid?: Yes. Mercury's own pages say each account gets US routing and account numbers. With Vault in Ticket Fairy, you get local account details in the currencies you are paid in. [17](#source-17) [6](#source-6) How does Mercury convert currencies?: Mercury's own pages list a 1% fee on non-USD wires and say Mercury shows the live rate before you send. With Vault in Ticket Fairy, you see the rate and the fee beside the mid-market rate before you agree to convert. [18](#source-18) [6](#source-6) Does Mercury offer cards for my team?: Yes. Mercury's own pages list virtual and physical debit and credit cards with spending limits and merchant locks. With Vault in Ticket Fairy, you can give each team member virtual and physical cards in their own name, with limits and event dates. [19](#source-19) [2](#source-2) Can you require a second person to approve payments on Mercury?: Yes. Mercury's own pages say you can set approval policies by amount and approver, with several layers of bill approval. In Ticket Fairy, you can require a second person to send payments from Vault. [20](#source-20) [1](#source-1) Can you schedule payments with Mercury?: Yes. Mercury's own pages say you can schedule one-time or recurring ACH payments and wires. With Vault in Ticket Fairy, you can pay on an invoice's due date, or every week or month. [21](#source-21) [1](#source-1) How do you tell Mercury who you owe?: Mercury's own pages say you forward or upload your invoices to a bill inbox that reads them, and keep a record for each vendor. With Vault in Ticket Fairy, you see who you owe for each event, suggested from your artist and supplier bookings. [22](#source-22) [1](#source-1) How much does Mercury cost?: Mercury's pricing page lists a free base plan at $0 per month, Mercury Plus $35 per month and Mercury Pro $350 per month, with 15% off annual billing, and custom pricing on request. Mercury also charges usage fees on non-USD wires (1%) and non-USD card transactions. [23](#source-23) ## What else are you comparing? - [Ramp vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-ramp) - [Brex vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-brex) - [BILL vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-bill) - [Tipalti vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-tipalti) - [Mercury alternatives](https://www.ticketfairy.com/compare/banking/mercury-alternatives) - [Brex vs Mercury for events](https://www.ticketfairy.com/compare/banking/brex-vs-mercury-for-events) - [Best business accounts and cards for event companies](https://www.ticketfairy.com/compare/banking/best-business-accounts-and-cards-for-event-companies) - [Questions about paying artists and suppliers from ticket money](https://www.ticketfairy.com/compare/banking/questions) - [Banking compared](https://www.ticketfairy.com/compare/banking) ## Where does each fact come from? Every fact about another company comes from its own published pages, quoted word for word. Where we did not find something in those pages, we say exactly that. [How we compare platforms](https://www.ticketfairy.com/compare/methodology) 1. Ticket Fairy [You settle each event's artists, suppliers and crew at once](https://www.ticketfairy.com/features/vault/paying-artists-suppliers-and-crew) 2. Ticket Fairy [You pay suppliers on the day and take deposits online](https://www.ticketfairy.com/features/vault/cards-invoices-and-payment-links) 3. Mercury ACH payments and domestic wires are free to send and receive. "Yes — both ACH payments and domestic wires are free to send and receive on Mercury." [mercury.com/business-payments](https://mercury.com/business-payments), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009161702/https://mercury.com/business-payments) 4. Mercury Banking and essential tools are $0 per month, with paid plans available. "Banking services and essential tools are always $0/mo — with more plans available as your business grows." [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing) 5. Mercury Accounts offer up to $5M in FDIC insurance through partner banks and their sweep networks. "Up to $5M in FDIC insurance" [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing) 6. Ticket Fairy [You pay artists and suppliers from ticket money you hold](https://www.ticketfairy.com/features/vault/vault-account-and-balances) Show all 23 sources 7. Mercury Balances in several currencies "Payments will be automatically converted to USD when they land in your account." Where we looked: mercury.com/pricing, /business-banking, /business-payments, /faq, /bill-pay, /spend-management, /api, /accounting-integrations, /invoicing, /treasury, /credit, /blog/november-2025-product-updates, docs.mercury.com/docs/send-money; site search; support.mercury.com (blocked to automated fetch). [mercury.com/blog/november-2025-product-updates](https://mercury.com/blog/november-2025-product-updates), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260827203524/https://mercury.com/blog/november-2025-product-updates) 8. Mercury Local account details to get paid "You’ll be able to find your accounts and their associated routing and account numbers from the" Where we looked: mercury.com/pricing, /business-banking, /business-payments, /faq, /bill-pay, /spend-management, /api, /accounting-integrations, /invoicing, /treasury, /credit, /blog/november-2025-product-updates, docs.mercury.com/docs/send-money; site search. [mercury.com/faq](https://mercury.com/faq), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261004160703/https://mercury.com/faq) 9. Mercury Currency conversion "There is a 1% conversion fee for non-USD international wires." [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing) 10. Mercury Cards for your team "Custom spend limits and merchant-locked cards" [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing) 11. Mercury Pay many people at once "To pay multiple recipients, cycle through your recipient list and send one payment per recipient from your own system" Where we looked: mercury.com/pricing, /business-banking, /business-payments, /faq, /bill-pay, /spend-management, /api, /accounting-integrations, /invoicing, /treasury, /credit, /blog/november-2025-product-updates, docs.mercury.com/docs/send-money; site search. [docs.mercury.com/docs/send-money](https://docs.mercury.com/docs/send-money), read on 17 October 2026. 12. Mercury A second person approves payments "You can set approval policies based on dollar amounts and choose who can approve payments." [mercury.com/business-payments](https://mercury.com/business-payments), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009161702/https://mercury.com/business-payments) 13. Mercury Scheduled and recurring payments "Set up one-time or recurring ACH and wires to move money in or out of your account." [mercury.com/business-banking](https://mercury.com/business-banking), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260915045004/https://mercury.com/business-banking) 14. Mercury How you find out who you owe "Forward or upload an invoice — our built-in OCR will extract and auto-fill the key details." [mercury.com/business-payments](https://mercury.com/business-payments), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009161702/https://mercury.com/business-payments) 15. Mercury Pay from your event bookings "Mercury (free), Mercury Plus ($35/mo), and Mercury Pro ($350/mo)" Where we looked: mercury.com/pricing, /business-banking, /business-payments, /faq, /bill-pay, /spend-management, /api, /accounting-integrations, /invoicing, /treasury, /credit, /blog/november-2025-product-updates, docs.mercury.com/docs/send-money; site search; searched for event, artist, booking, venue; the pricing page. [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing) 16. Mercury Sell tickets in the same system "Mercury (free), Mercury Plus ($35/mo), and Mercury Pro ($350/mo)" Where we looked: mercury.com/pricing, /business-banking, /business-payments, /faq, /bill-pay, /spend-management, /api, /accounting-integrations, /invoicing, /treasury, /credit, /blog/november-2025-product-updates, docs.mercury.com/docs/send-money; site search; searched for ticket, ticketing; the pricing page. [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing) 17. Mercury US routing and account numbers for each account "You’ll be able to find your accounts and their associated routing and account numbers from the" [mercury.com/faq](https://mercury.com/faq), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261004160703/https://mercury.com/faq) 18. Mercury 1% fee on non-USD wires; live rate shown before sending "There is a 1% conversion fee for non-USD international wires." [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing) 19. Mercury Virtual and physical debit and credit cards with spend limits and merchant locks "Custom spend limits and merchant-locked cards" [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing) 20. Mercury Approval policies by amount and approver; multi-layered bill approvals "You can set approval policies based on dollar amounts and choose who can approve payments." [mercury.com/business-payments](https://mercury.com/business-payments), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009161702/https://mercury.com/business-payments) 21. Mercury One-time or recurring ACH and wires "Set up one-time or recurring ACH and wires to move money in or out of your account." [mercury.com/business-banking](https://mercury.com/business-banking), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20260915045004/https://mercury.com/business-banking) 22. Mercury Bill inbox that reads the invoices you forward or upload; vendor records "Forward or upload an invoice — our built-in OCR will extract and auto-fill the key details." [mercury.com/business-payments](https://mercury.com/business-payments), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261009161702/https://mercury.com/business-payments) 23. Mercury Free base plan at $0 per month; Mercury Plus $35 per month and Mercury Pro $350 per month, with 15% off annual billing; custom pricing on request. Usage fees apply to non-USD wires (1%) and non-USD card transactions. "Mercury (free), Mercury Plus ($35/mo), and Mercury Pro ($350/mo)" [mercury.com/pricing](https://mercury.com/pricing), read on 17 October 2026. [Archived copy](https://web.archive.org/web/20261016062351/https://mercury.com/pricing) Updated 17 October 2026: First published. Mercury is a trademark of its owner. Ticket Fairy is not affiliated with it. **You choose the tools to start with** You can start with event management or marketing alongside your current ticketing provider. If you decide to move ticketing, your account manager helps with setup, customer-data imports and training. ## Start free on Ticket Fairy You can create a free account and try it on your next event, alongside the tools your team uses today. No credit card needed to start Works alongside the tools your team uses today Our team helps with setup and training [Get Started](https://manage.ticketfairy.com/welcome?utm_source=compare&utm_campaign=compare-banking-ticket-fairy-vs-mercury) No credit card required --- This page is on Ticket Fairy, a ticketing, marketing and operations platform for live events and the venues that host them: festivals, club nights, concerts, conferences and tours, and night clubs, beach clubs and concert venues. It grows revenue with fan rewards that turn an audience into a sales channel, and runs the money side with payments and payouts, Vault business banking, and working capital advanced against ticket sales. [How Ticket Fairy ticketing works](https://www.ticketfairy.com/event-ticketing) · [Ticket Fairy for AI assistants](https://www.ticketfairy.com/llms.txt)