--- title: "Wise Business vs Ticket Fairy: fees and features (2026)" description: "See Wise Business and Ticket Fairy side by side: fees, features and what switching takes. Checked October 2026." canonical: "https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-wise-business" --- 1. [Ticket Fairy](https://www.ticketfairy.com/) 2. [Compare](https://www.ticketfairy.com/compare) 3. [Banking](https://www.ticketfairy.com/compare/banking) 4. Wise Business vs Ticket Fairy # Wise Business vs Ticket Fairy With both Wise Business and Vault in Ticket Fairy, you can hold several currencies, give your team cards and pay many people in one batch. What changes is how each one charges you and how you find out who you owe after each event. [Book a demo](https://www.ticketfairy.com/event-ticketing/book-a-demo) [Get started free](https://manage.ticketfairy.com/welcome?utm_source=compare&utm_campaign=compare-banking-ticket-fairy-vs-wise-business) Ticket Fairy publishes this comparison and also sells event ticketing and event management software. Vault is part of Ticket Fairy, a fintech company, not a bank. [How we compare platforms](https://www.ticketfairy.com/compare/methodology) - **10 of 10** of the things you need, included on Ticket Fairy - **7 of 10** of the things you need, confirmed on the published pages of Wise Business ## Which should you choose? ### Where Ticket Fairy is stronger - You get a suggested list of who you owe for each event from your artist and supplier bookings, with the amounts filled in.[1](#source-1) - You can require a second person to send every payment from Vault.[1](#source-1) - You can set crew cards to work around your event dates with a daily limit, and each card payment shows the event it was for.[2](#source-2) ### Where Wise Business is stronger - Wise's AI reads the bills you email to a dedicated address and adds them as unpaid invoices for you to review.[3](#source-3) - Wise states 70% of transfers arrive in 20 seconds and 95% in under 24 hours (as of Q3 2025).[4](#source-4) - Wise connects to accounting software including Xero, QuickBooks and FreeAgent.[5](#source-5) Vault is the better fit if you want to pay your artists, suppliers and crew from the ticket money you hold, with Vault suggesting who you owe from each event's bookings. Wise Business suits you if you want AI to read the bills you email to a dedicated address and add them as unpaid invoices for you to review. ## What can Wise Business and Ticket Fairy each do for holding and paying out event money? ### Where does each platform win on what you need? - Included Local account details to get paid *Ticket Fairy wins* Extra cost - Included Pay from your event bookings Not found - Included Sell tickets in the same system Not found **7 things you need are the same on both:** Balances in several currencies, Currency conversion, Cards for your team, Pay many people at once, A second person approves payments, Scheduled and recurring payments, How you find out who you owe Ticket Fairy gives you 1 of these that Wise Business does not offer. | What you need | Ticket Fairy | Wise Business | | --- | --- | --- | | Holding money | | | | Balances in several currencies | Included[6](#source-6) Vault holds a balance in each currency you sell tickets in | Included[7](#source-7) Hold and convert 49 currencies in one account | | Local account details to get paid | Included[6](#source-6) Local receiving account details come in the currencies you are paid in | Extra cost[8](#source-8) Local account details in 22 currencies; one-time 50 GBP setup fee (UK pricing) | | Currency conversion | Included[6](#source-6) The rate and fee show beside the mid-market rate before you agree to convert | Included[9](#source-9) Converts at the mid-market rate; conversion fee shown separately, from 0.24% | | Spending and paying | | | | Cards for your team | Included[2](#source-2) You can give each team member virtual and physical cards in their name, with limits and event dates | Included[10](#source-10) Physical and digital team cards with spending limits per person, card or group | | Pay many people at once | Included[1](#source-1) Your line-up and crew get paid in one batch, or from a spreadsheet | Included[11](#source-11) Batch payments: up to 1,000 payments from one CSV or XLSX file | | A second person approves payments | Included[1](#source-1) Payments can need a second person before they go | Included[12](#source-12) Payment approvals by 1 or 2 team members, for all payments or above an amount | | Scheduled and recurring payments | Included[1](#source-1) You can pay on an invoice's due date, or on a weekly or monthly schedule | Included[13](#source-13) One-time scheduled transfers and recurring standing orders | | Who you owe | | | | How you find out who you owe | Included[1](#source-1) You can see who you owe for each event, suggested from your artist and supplier bookings | Included[14](#source-14) You add invoices by upload, by email forwarding (AI reads them) or by accounting-software sync | | Pay from your event bookings | Included[1](#source-1) You can pay artist fees, deposits and supplier quotes at the amounts already filled in from your event's bookings | Not found in Wise Business's public documentation[15](#source-15) No documented payments from event bookings or contracts | | Sell tickets in the same system | Included[6](#source-6) You can pay artists and suppliers from your ticket money in Vault before your payout arrives | Not found in Wise Business's public documentation[16](#source-16) No documented event ticket selling | ## What else should you know about Wise Business and Ticket Fairy? Can you hold several currencies with Wise Business?: Yes. Wise Business's own pages say you can hold and convert 49 currencies in one account. With Vault in Ticket Fairy, you can hold a balance in each currency you sell tickets in. [17](#source-17) [6](#source-6) Can Wise Business give me local account details to get paid?: Yes, at extra cost. Wise Business's own pages list local account details in 22 currencies, for a one-time 50 GBP setup fee (UK pricing). With Vault in Ticket Fairy, you get local account details in the currencies you are paid in. [18](#source-18) [6](#source-6) How does Wise Business convert currencies?: Wise Business's own pages say it converts at the mid-market rate and shows its conversion fee separately, from 0.24%. With Vault in Ticket Fairy, you see the rate and the fee beside the mid-market rate before you agree to convert. [19](#source-19) [6](#source-6) Does Wise Business offer cards for my team?: Yes. Wise Business's own pages list physical and digital team cards, with spending limits for each person, card or group. With Vault in Ticket Fairy, you can give each team member virtual and physical cards in their own name, with limits and event dates. [20](#source-20) [2](#source-2) Can you pay many people at once with Wise Business?: Yes. Wise Business's own pages say you can send up to 1,000 payments in one batch from a CSV or XLSX file. In Ticket Fairy, you can pay your line-up and crew from Vault in one batch, or from a spreadsheet. [21](#source-21) [1](#source-1) Can you require a second person to approve payments on Wise Business?: Yes. Wise Business's own pages say 1 or 2 team members can approve payments, either every payment or those above an amount you set. In Ticket Fairy, you can require a second person to send payments from Vault. [22](#source-22) [1](#source-1) Can you schedule payments with Wise Business?: Yes. Wise Business's own pages list one-time scheduled transfers and recurring standing orders. With Vault in Ticket Fairy, you can pay on an invoice's due date, or every week or month. [23](#source-23) [1](#source-1) How do you tell Wise Business who you owe?: Wise Business's own pages say you add invoices by uploading them, by forwarding them by email for AI to read, or by syncing your accounting software. With Vault in Ticket Fairy, you see who you owe for each event, suggested from your artist and supplier bookings. [24](#source-24) [1](#source-1) How much does Wise Business cost?: Wise Business's pricing page says it is free to register, with a one-time 50 GBP setup fee for local account details and all Business features. There is no monthly subscription, and you pay a fee on each transaction, such as sending and converting from 0.24% (UK pricing). [25](#source-25) Can I export my data from Wise Business?: Yes. Wise Business's own pages say you can export up to 365 days of transaction history as CSV or PDF from the Transactions page on the website. Business accounts can also export transaction attachments as a ZIP, and you can sync to your accounting software. [26](#source-26) ## What else are you comparing? - [Mercury alternatives](https://www.ticketfairy.com/compare/banking/mercury-alternatives) - [Mercury vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-mercury) - [Ramp vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-ramp) - [Brex vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-brex) - [BILL vs Ticket Fairy](https://www.ticketfairy.com/compare/banking/ticket-fairy-vs-bill) - [Best business accounts and cards for event companies](https://www.ticketfairy.com/compare/banking/best-business-accounts-and-cards-for-event-companies) - [Questions about paying artists and suppliers from ticket money](https://www.ticketfairy.com/compare/banking/questions) - [Banking compared](https://www.ticketfairy.com/compare/banking) ## Where does each fact come from? Every fact about another company comes from its own published pages, quoted word for word. Where we did not find something in those pages, we say exactly that. [How we compare platforms](https://www.ticketfairy.com/compare/methodology) 1. Ticket Fairy [You settle each event's artists, suppliers and crew at once](https://www.ticketfairy.com/features/vault/paying-artists-suppliers-and-crew) 2. Ticket Fairy [You pay suppliers on the day and take deposits online](https://www.ticketfairy.com/features/vault/cards-invoices-and-payment-links) 3. Wise Business Wise's AI reads the bills you email to a dedicated address and adds them as unpaid invoices for you to review. "When you receive a file, we use AI to extract any relevant information" [wise.com/help/articles/2s0RCttyAp0Ru8VUejwWAv/how-do-i-forward-an-unpaid-invoice-via-email](https://wise.com/help/articles/2s0RCttyAp0Ru8VUejwWAv/how-do-i-forward-an-unpaid-invoice-via-email), read on 17 October 2026. 4. Wise Business Wise states 70% of transfers arrive in 20 seconds and 95% in under 24 hours (as of Q3 2025). "70% arrive in 20 seconds and 95% in under 24 hours." [wise.com/gb/business/](https://wise.com/gb/business/), read on 17 October 2026. 5. Wise Business Wise connects to accounting software including Xero, QuickBooks and FreeAgent. "Connect with Xero, QuickBooks, FreeAgent and more to automate your bookkeeping." [wise.com/gb/business/card](https://wise.com/gb/business/card), read on 17 October 2026. 6. Ticket Fairy [You pay artists and suppliers from ticket money you hold](https://www.ticketfairy.com/features/vault/vault-account-and-balances) Show all 26 sources 7. Wise Business Balances in several currencies "Hold and convert 49 currencies" [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026. 8. Wise Business Local account details to get paid "With Wise, you can get account details and Swift codes for countries you don’t live in." [wise.com/gb/business/receive-money](https://wise.com/gb/business/receive-money), read on 17 October 2026. 9. Wise Business Currency conversion "Convert between currencies in seconds at the mid-market rate." [wise.com/gb/business/receive-money](https://wise.com/gb/business/receive-money), read on 17 October 2026. 10. Wise Business Cards for your team "Set spending limits for individuals, cards, or groups, so teams can spend confidently." [wise.com/gb/business/card](https://wise.com/gb/business/card), read on 17 October 2026. 11. Wise Business Pay many people at once "You can create up to 1,000 payments with a single .CSV or .XLSX file." [wise.com/help/articles/2663240/guide-to-batch-payments](https://wise.com/help/articles/2663240/guide-to-batch-payments), read on 17 October 2026. 12. Wise Business A second person approves payments "You can also choose for payments to require approval by 1 or 2 people." [wise.com/help/articles/4j9ugqMIeADd89uqy8VRMB/how-do-payment-approvals-work](https://wise.com/help/articles/4j9ugqMIeADd89uqy8VRMB/how-do-payment-approvals-work), read on 17 October 2026. 13. Wise Business Scheduled and recurring payments "is a recurring scheduled payment (like a monthly rent payment or weekly allowance)." [wise.com/help/articles/2978063/what-are-scheduled-transfers](https://wise.com/help/articles/2978063/what-are-scheduled-transfers), read on 17 October 2026. 14. Wise Business How you find out who you owe "Add invoices by uploading, emailing or syncing with your accounting software. All you have to do is review and send." [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026. 15. Wise Business Pay from your event bookings "One-time £50.00 setup fee applies to get local account details. No monthly subscription fees." Where we looked: wise.com/gb/business/, /gb/business/send-payments, /gb/business/payouts, /gb/business/invoices, /gb/business/manage-team, /gb/pricing/business, /gb/business/receive-money, /gb/business/card, /gb/business/accounting-software, and the Wise Business help-center articles on batch payments, approvals, scheduled transfers and bill forwarding; the pricing page. [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026. 16. Wise Business Sell tickets in the same system "One-time £50.00 setup fee applies to get local account details. No monthly subscription fees." Where we looked: wise.com/gb/business/, /gb/business/send-payments, /gb/business/payouts, /gb/business/invoices, /gb/business/manage-team, /gb/pricing/business, /gb/business/receive-money, /gb/business/card, /gb/business/accounting-software, and the Wise Business help-center articles on batch payments, approvals, scheduled transfers and bill forwarding; the pricing page. [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026. 17. Wise Business Hold and convert 49 currencies in one account "Hold and convert 49 currencies" [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026. 18. Wise Business Local account details in 22 currencies; one-time 50 GBP setup fee (UK pricing) "With Wise, you can get account details and Swift codes for countries you don’t live in." [wise.com/gb/business/receive-money](https://wise.com/gb/business/receive-money), read on 17 October 2026. 19. Wise Business Converts at the mid-market rate; conversion fee shown separately, from 0.24% "Convert between currencies in seconds at the mid-market rate." [wise.com/gb/business/receive-money](https://wise.com/gb/business/receive-money), read on 17 October 2026. 20. Wise Business Physical and digital team cards with spending limits per person, card or group "Set spending limits for individuals, cards, or groups, so teams can spend confidently." [wise.com/gb/business/card](https://wise.com/gb/business/card), read on 17 October 2026. 21. Wise Business Batch payments: up to 1,000 payments from one CSV or XLSX file "You can create up to 1,000 payments with a single .CSV or .XLSX file." [wise.com/help/articles/2663240/guide-to-batch-payments](https://wise.com/help/articles/2663240/guide-to-batch-payments), read on 17 October 2026. 22. Wise Business Payment approvals by 1 or 2 team members, for all payments or above an amount "You can also choose for payments to require approval by 1 or 2 people." [wise.com/help/articles/4j9ugqMIeADd89uqy8VRMB/how-do-payment-approvals-work](https://wise.com/help/articles/4j9ugqMIeADd89uqy8VRMB/how-do-payment-approvals-work), read on 17 October 2026. 23. Wise Business One-time scheduled transfers and recurring standing orders "is a recurring scheduled payment (like a monthly rent payment or weekly allowance)." [wise.com/help/articles/2978063/what-are-scheduled-transfers](https://wise.com/help/articles/2978063/what-are-scheduled-transfers), read on 17 October 2026. 24. Wise Business You add invoices by upload, by email forwarding (AI reads them) or by accounting-software sync "Add invoices by uploading, emailing or syncing with your accounting software. All you have to do is review and send." [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026. 25. Wise Business Free to register; one-time 50 GBP setup fee for local account details and all Business features; no monthly subscription; per-transaction fees such as sending and converting from 0.24% (UK pricing). "One-time £50.00 setup fee applies to get local account details. No monthly subscription fees." [wise.com/gb/business/send-payments](https://wise.com/gb/business/send-payments), read on 17 October 2026. 26. Wise Business Transaction history exports as CSV or PDF for up to 365 days from the Transactions page on the website; Business accounts can also export transaction attachments as a ZIP; accounting-software sync. "You can review, filter, and download statements of all your transactions for up to a 365-day period from your" [wise.com/help/articles/2489458/how-do-i-download-a-list-of-my-transfers](https://wise.com/help/articles/2489458/how-do-i-download-a-list-of-my-transfers), read on 17 October 2026. Updated 17 October 2026: First published. Wise Business is a trademark of its owner. Ticket Fairy is not affiliated with it. **You choose the tools to start with** You can start with event management or marketing alongside your current ticketing provider. If you decide to move ticketing, your account manager helps with setup, customer-data imports and training. ## Start free on Ticket Fairy You can create a free account and try it on your next event, alongside the tools your team uses today. No credit card needed to start Works alongside the tools your team uses today Our team helps with setup and training [Get Started](https://manage.ticketfairy.com/welcome?utm_source=compare&utm_campaign=compare-banking-ticket-fairy-vs-wise-business) No credit card required --- This page is on Ticket Fairy, a ticketing, marketing and operations platform for live events and the venues that host them: festivals, club nights, concerts, conferences and tours, and night clubs, beach clubs and concert venues. It grows revenue with fan rewards that turn an audience into a sales channel, and runs the money side with payments and payouts, Vault business banking, and working capital advanced against ticket sales. [How Ticket Fairy ticketing works](https://www.ticketfairy.com/event-ticketing) · [Ticket Fairy for AI assistants](https://www.ticketfairy.com/llms.txt)