# Can you hold and spend your ticket money without a separate bank? | Ticket Fairy -oppaat

1. [Ticket Fairy](https://www.ticketfairy.com/)
2. [Oppaat](https://www.ticketfairy.com/fi/guides)
3. Can you hold and spend your ticket money without a separate bank?

Ratkaise tapahtumalipunmyynnin ongelmia

# Can you hold and spend your ticket money without a separate bank?

Paying for an event out of what it has already taken normally means waiting for a payout and moving the money to a business account first. Vault holds what your events take, in the currencies you sell in, so a promoter or a venue team can spend it on a card, pay a supplier or invoice a client from the same balance. The deposit for next year's venue comes out of this year's ticket sales.

Where your events take payment through Vault, your ticket money stays in Vault. Hold it in several currencies, spend it on a card, pay suppliers and raise invoices without moving it to a bank account first.

Kenelle:  Paying for an event out of the ticket money you have already taken

Kestää:  6 minuuttia

Yes, where your events collect through Vault. Vault is a set of accounts on your brand that the money arrives into, with a balance per currency, so an event sold in euros stays in euros until you decide to convert it.

You spend it from the same place: cards for the team, transfers to a supplier or a venue, and a list of recipients you pay more than once. You can also send an invoice from here, which is what a group booking or a sponsor asks for.

The balances separate what you can move today from what is still settling, what is reserved against an obligation and what is held as collateral. Available is what Vault can move now, which is not the same as what is yours to keep: your unpaid refunds, any Capital still to repay and money owed to clients all come out of it, and the page does not subtract them for you.

## Näin Ticket Fairy auttaa

- ### [A balance per currency](https://www.ticketfairy.com/fi/guides/read-your-vault-balances)

  Ticket money sits in the currency you sold in, with what is clear to spend shown apart from what is still settling.
- ### Cards for the people spending

  Issue cards against the balance and read the activity on them, rather than reimbursing a production manager two weeks later.
- ### Transfers and recipients

  Pay a venue, a supplier or an act from the balance, and keep the ones you pay repeatedly so the details are entered once.
- ### [Invoices you can send](https://www.ticketfairy.com/fi/guides/take-a-group-booking-and-invoice-it)

  Raise an invoice from the brand, which is what a group booking, a corporate buyer or a sponsor asks for before they pay.
- ### [The payout, when you want one](https://www.ticketfairy.com/fi/guides/check-your-payout)

  Money still reaches your own bank on the schedule you agreed. Vault is where it waits and what it can do in the meantime.

## Ota se käyttöön

- [Read what you actually hold](#step-1)
- [Check the money is arriving where you think](#step-2)
- [Spend it before the payout](#step-3)

## Ennen aloitusta

- You're an owner or an admin on the brand. Those are the two roles that reach Vault.
- Vault is switched on for your brand and the account has finished onboarding. Ask Ticket Fairy support to switch it on if it is off.
- You have your second factor to hand. Refreshing the balances asks you to confirm it is you.

1. ## Read what you actually hold

   Pick the brand, open **Vault** and read **Overview** for the balance in each currency.

   **Huomautus:** Start from the available column rather than the cash total. Recent sales are still settling, reserved money is held against an obligation, and collateral sits outside the cash total altogether.
           ![The Vault overview of a brand, with wallet balances in two currencies](https://www.ticketfairy.com/embeds/posters/marketing-vault--balance-overview.png)    Brand, Vault.
2. ## Check the money is arriving where you think

   Open your brand and select **Payments**. **Connected payment methods** lists the accounts you have connected, with the one new events use marked **Default**.

   **Huomautus:** An event created before you connected Vault keeps whichever account it was set to, and you change that on the event.
          ![The brand's connected payment methods, with the default account marked](https://www.ticketfairy.com/embeds/posters/marketing-brand-payments--connected-payment-methods.png)    Brand, Payments, Connected payment methods.
3. ## Spend it before the payout

   Use a card, a transfer or an invoice from **Vault** on your brand.

   **Huomautus:** This is the part that stops you waiting for a payout before you can pay a supplier: the deposit for next year's venue comes out of this year's ticket sales.

## Kokeile näitä vaiheita omassa tapahtumassasi

Luo ilmainen tili, rakenna tapahtumasi ja seuraa yllä olevia vaiheita omassa hallintapaneelissasi. Se vie muutaman minuutin, eikä sinun tarvitse varata myyntipuhelua.

    Sähköpostiosoitteesi    [Luo ilmainen tili](https://manage.ticketfairy.com/welcome) [Varaa esittely](https://www.ticketfairy.com/fi/event-ticketing/book-a-demo)

Ei käyttöönottomaksuja. Ei pakollista kuukausimaksua. Luottokorttia ei tarvita.

## Tai anna sen hoitua puolestasi

Fai, the assistant inside your dashboard, opens Vault and reads a balance back to you. Moving money is yours to do, on the page, so nothing leaves an account on a sentence alone.

### Hallintapaneelissasi, Fain kanssa

What is in our Vault balance right now, and how much of it is still settling?

### Omasta avustajastasi, MCP:n kautta

Yhdistä avustajasi [MCP-palvelimeemme](https://www.ticketfairy.com/mcp-server) ja pyydä sitä:

Pidä `--read-only` MCP-määrityksessäsi. Tämä tehtävä vain lukee tietoja, joten avustajasi ei tarvitse muutoksia tekeviä työkaluja.

Pick the brand and show its Vault balances

## Anna Fain hoitaa se puolestasi

Fai toimii Ticket Fairy -hallintapaneelissasi. Luo tili, avaa Fai ja liitä yllä oleva kehote.

   [Luo ilmainen tili](https://manage.ticketfairy.com/welcome) [Varaa esittely](https://www.ticketfairy.com/fi/event-ticketing/book-a-demo)

Ei käyttöönottomaksuja. Ei pakollista kuukausimaksua. Luottokorttia ei tarvita.

## Kysymyksiä joita sinulla voi olla

Is this a bank account?:  It holds your event money, pays out from it and issues cards against it. Your own business bank is still where a payout lands when you take one.

Can I still be paid out the normal way?:  Yes. Payouts run on the schedule you agreed, and Vault changes only where the money waits and what it can do while it waits.

Why is part of my balance not available?:  Some of it is still settling, some may be reserved against an obligation, and collateral sits outside the cash total altogether. Read the available column, then take off the refunds you still owe and anything due to a client before you commit to a payment.

Which currencies can I hold?:  The ones you sell in. Money stays in the currency it arrived in until you convert it, so a European tour does not lose a margin on every leg.

Who on my team can reach it?:  Owners and admins on the brand. Event-level roles such as promoter, door and stats do not see Vault at all.

## Jäikö vielä kysyttävää?

Varaa esittely, niin vastaamme siihen puhelussa sinun tapahtumatyyppisi mukaan. Tai luo tili ja katso itse.

   [Varaa esittely](https://www.ticketfairy.com/fi/event-ticketing/book-a-demo) [Luo ilmainen tili](https://manage.ticketfairy.com/welcome)

Ei käyttöönottomaksuja. Ei pakollista kuukausimaksua. Luottokorttia ei tarvita.

## Aiheeseen liittyvät oppaat

- [Lisää tapoja käyttää Ticket Fairyä](https://www.ticketfairy.com/fi/event-ticketing/features)
- [Katso, kuinka paljon voit käyttää lippurahoja Vaultista](https://www.ticketfairy.com/fi/guides/read-your-vault-balances)
- [Check the payout for your event](https://www.ticketfairy.com/fi/guides/check-your-payout)
- [Take ticket money with a payment processing account](https://www.ticketfairy.com/fi/guides/connect-a-payment-account)
- [Myy lippupaketti yritykselle ja laskuta se](https://www.ticketfairy.com/fi/guides/take-a-group-booking-and-invoice-it)
- [Kutsu promoottorit kollektiiviisi myymään lippuja tapahtumiisi](https://www.ticketfairy.com/fi/guides/invite-people-to-your-collective)
- [How do you keep a high-demand on-sale running smoothly?](https://www.ticketfairy.com/fi/guides/keep-a-high-demand-on-sale-running-smoothly)
- [How do you manage many events without repeating the same work?](https://www.ticketfairy.com/fi/guides/run-many-events-on-one-platform)
- [What should you compare when choosing a ticketing platform?](https://www.ticketfairy.com/fi/guides/compare-ticketing-platforms)
- [How do you answer a ticket sales question no report covers?](https://www.ticketfairy.com/fi/guides/answer-custom-ticket-sales-questions)
- [What is social ticketing, and how do referral rewards work?](https://www.ticketfairy.com/fi/guides/social-ticketing-and-referral-rewards)
- [What marketing tools should a ticketing platform give you?](https://www.ticketfairy.com/fi/guides/ticketing-platform-marketing-tools)
- [How do you manage accreditation and backstage passes for your event?](https://www.ticketfairy.com/fi/guides/manage-event-accreditation)
- [How do you manage tickets for a multi-day event?](https://www.ticketfairy.com/fi/guides/manage-tickets-for-a-multi-day-event)
- [How do you set up a payment plan so buyers pay for tickets in instalments?](https://www.ticketfairy.com/fi/guides/let-buyers-pay-for-tickets-in-instalments)
- [Can you sell tickets directly from your own website?](https://www.ticketfairy.com/fi/guides/sell-tickets-on-your-own-website)
- [Can ticket buyers join your email list automatically?](https://www.ticketfairy.com/fi/guides/add-ticket-buyers-to-your-email-list)
- [How can fan club members get presale access?](https://www.ticketfairy.com/fi/guides/give-fan-club-members-presale-access)
- [What can you find out about the people who buy your tickets?](https://www.ticketfairy.com/fi/guides/what-you-can-learn-about-your-ticket-buyers)
- [How do you run a guest list for your event without a spreadsheet?](https://www.ticketfairy.com/fi/guides/run-a-guest-list-without-a-spreadsheet)
- [Can you run a festival's marketing and production from one dashboard?](https://www.ticketfairy.com/fi/guides/run-a-festival-from-one-dashboard)
- [How do you sell more tickets without spending more on ads?](https://www.ticketfairy.com/fi/guides/sell-more-tickets-without-more-ad-spend)
- [How do you keep touts and bots off your tickets?](https://www.ticketfairy.com/fi/guides/keep-touts-off-your-tickets)
- [Kaikki Ticket Fairy -oppaat](https://www.ticketfairy.com/fi/guides)

## Tee tämä omassa tapahtumassasi

Luo tili, rakenna tapahtumasi ja seuraa vaiheita omassa hallintapaneelissasi. Sinun ei tarvitse varata myyntipuhelua.

  [Luo ilmainen tili](https://manage.ticketfairy.com/welcome) [Varaa esittely](https://www.ticketfairy.com/fi/event-ticketing/book-a-demo)

## Myy lippuja Ticket Fairyn kanssa

Kaikki näissä oppaissa esitelty on hallintapaneelissasi rekisteröitymispäivästä alkaen.

- Rakenna tapahtumasi minuuteissa
- Ilmaiset tapahtumat ovat ilmaisia
- Fai, apuohjaajasi, on mukana valmiina

 [Luo ilmainen tili](https://manage.ticketfairy.com/welcome)

Ei käyttöönottomaksuja. Ei pakollista kuukausimaksua. Luottokorttia ei tarvita.

## Katso se puhelussa

Varaa esittely, niin näytämme, miten Ticket Fairy hoitaa sinun tapahtumatyyppisi.

 [Varaa esittely](https://www.ticketfairy.com/fi/event-ticketing/book-a-demo) [Lisää tapoja käyttää Ticket Fairyä](https://www.ticketfairy.com/fi/event-ticketing/features)

### Vinkkejä lippujen myynnin kasvattamiseen

Käytännön neuvoja järjestäjiltä, joiden liput myydään loppuun, sekä jokainen uusi opas heti sen ilmestyttyä.

Kunnioitamme yksityisyyttäsi. Voit peruuttaa milloin tahansa.
