--- title: "Can you hold and spend your ticket money without a separate bank? | Ticket Fairy Guides" description: "Yes. When your events take payment through TF Pay, the money stays in your Vault balance, in each currency you sell in, ready to spend on a card, pay suppliers or invoice a client." canonical: "https://www.ticketfairy.com/guides/hold-and-spend-your-ticket-money-in-one-place" --- 1. [Ticket Fairy](https://www.ticketfairy.com/) 2. [Guides](https://www.ticketfairy.com/guides) 3. Can you hold and spend your ticket money without a separate bank? Solving event ticketing problems # Can you hold and spend your ticket money without a separate bank? To pay for an event out of the ticket money it has already taken, you would normally wait for a payout and move the money to a business account first. Vault holds your ticket money in the currencies you sell in, so you can spend it on a card, pay a supplier or invoice a client from the same balance. The deposit for next year's venue comes out of this year's ticket sales. Takes: 6 minutes Yes, where your events take payment through TF Pay. Vault is a set of accounts on your brand where your ticket money arrives, with a balance per currency, so an event sold in euros stays in euros until you decide to convert it. You spend it from the same place: cards for the team, a payment to a supplier or a venue, one batch that pays everyone an event owes, and recurring payments for rent and residencies. You can also take money in, with payment links for deposits and invoices for sponsors, traders and partner venues. The Overview separates what is available now from money still on its way and money held for card purchases that haven't finished. Available now is what you can move today, which isn't the same as what's yours to keep: your unpaid refunds, any Capital still to repay and money owed to others all come out of it, and the page doesn't take them off for you. ## How Ticket Fairy helps - ### [A balance per currency](https://www.ticketfairy.com/guides/read-your-vault-balances) Your ticket money stays in the currency you sold in, and you can see what's ready to spend apart from what's still settling. - ### [Cards for the people spending](https://www.ticketfairy.com/guides/issue-vault-cards) Issue cards against the balance and see what's been spent on them, rather than reimbursing a production manager two weeks later. - ### [Each event's money](https://www.ticketfairy.com/guides/see-what-your-event-earned) See what an event took, what came off it, an estimate of what you will receive and when the payout is due. - ### [Transfers and recipients](https://www.ticketfairy.com/guides/pay-suppliers-from-your-vault) Pay a venue, a supplier or an act from the balance, and save the ones you pay often so you only enter their details once. - ### [Everyone an event owes, in one batch](https://www.ticketfairy.com/guides/pay-everyone-you-owe-for-an-event) List the artists, suppliers and crew an event has to pay, then pay them together, and have a second person send the payment if your team wants that check. - ### [Payment links for deposits](https://www.ticketfairy.com/guides/get-paid-with-vault-payment-links) Share a link for a table deposit, venue hire or sponsorship, and the money lands in your Vault balance. - ### [Currencies you can convert](https://www.ticketfairy.com/guides/convert-currencies-and-read-your-vault-activity) Convert between your balances at a rate you see first, and see all the money going in and out. - ### [Invoices you can send](https://www.ticketfairy.com/guides/manage-vault-invoices) Raise an invoice from the brand for a sponsor, a trader or a partner venue, and see which ones are still unpaid. - ### [The payout, when you want one](https://www.ticketfairy.com/guides/check-your-payout) Move money from Vault to your own bank whenever you want. For events Ticket Fairy processes, the payout usually arrives 10 to 15 business days after the event. Where there are chargebacks or cancellations, funds can be held for the chargeback window. ## Set it up - [Read what you actually hold](#step-1) - [Check the money is arriving where you think](#step-2) - [Spend it before the payout](#step-3) ## Before you start - You're an owner on the brand. Authorized Ticket Fairy support staff can also see Vault. - Your brand's Vault account has finished setup. If it has not, [open a Vault account](https://www.ticketfairy.com/guides/open-a-vault-account) from **Financial setup**. - You have your second factor to hand. When you refresh the balances, we ask you to confirm it's you. 1. ## Read what you actually hold Pick the brand, open **Vault** and read **Overview** for the balance in each currency. **Note:** Start from **Available now** rather than the total. Money on its way has not settled yet, and held money is set aside for card purchases that haven't finished. ![The Vault Overview of a brand, with balances in three currencies, what needs attention, quick actions and the latest events](https://www.ticketfairy.com/embeds/posters/marketing-vault--balance-overview.png) *Brand, Vault, Overview.* 2. ## Check the money is arriving where you think Open your brand and select **Payments**. **Connected payment methods** lists the accounts you have connected, with the one new events use marked **Default**. **Note:** An event created before you connected Vault keeps whichever account it was set to, and you change that on the event. ![The brand's connected payment methods, with the default account marked](https://www.ticketfairy.com/embeds/posters/marketing-brand-payments--connected-payment-methods.png) *Brand, Payments, Connected payment methods.* 3. ## Spend it before the payout Use **Quick actions** on the Overview to pay someone, pay several people, issue a card or create an invoice. **Note:** That way you don't wait for a payout before you pay a supplier, and the deposit for next year's venue comes out of this year's ticket sales. ## Or have it done for you Fai, your AI teammate, can check sales, update your event or change a ticket when you ask. Fai opens Vault and tells you a balance. You move money yourself on the page, so a chat message alone never moves money out of an account. ### In your dashboard, with Fai ``` What is in our Vault balance right now, and how much of it is still settling? ``` ### From your own assistant, over MCP Connect your assistant to [our MCP server](https://www.ticketfairy.com/mcp-server) and ask it: Keep `--read-only` in your MCP configuration. This task only reads data, so your assistant does not need tools that make changes. ``` Pick the brand and show its Vault balances ``` ## Questions you might have **Is this a bank account?** Vault holds your event money, and you can pay out from it and issue cards against it. When you take a payout, it still goes to your own business bank. **Can I still be paid out the normal way?** Yes. When your events take payment through TF Pay, the money is already in your Vault balance and you move it to your bank whenever you choose. When Ticket Fairy processes an event's payments, the payout usually arrives 10 to 15 business days after the event ends. Where there are chargebacks or cancellations, funds can be held for the chargeback window. **Why is part of my balance not available?** Some of it is still on its way, and some is held for card purchases that haven't finished. Read **Available now**, then take off the refunds you still owe and anything due to others before you commit to a payment. **Which currencies can I hold?** The ones you sell in. Money stays in the currency it arrived in until you convert it on the Activity page, and a payment can take its money from any balance you hold. **Who on my team can reach it?** You need an owner role on the brand. With an event role such as promoter, door or stats, you don't see Vault at all. ## Still have a question? Book a demo and we will answer it on a call, on your kind of event. Or create your account and see it for yourself. [Book a demo](https://www.ticketfairy.com/event-ticketing/book-a-demo) [Create a free account](https://manage.ticketfairy.com/welcome) No setup fees. No monthly fee. No credit card required. ## Related guides - [More ways to use Ticket Fairy](https://www.ticketfairy.com/features) - [See how much of your ticket money you can spend from Vault](https://www.ticketfairy.com/guides/read-your-vault-balances) - [Let your event team spend with Vault cards](https://www.ticketfairy.com/guides/issue-vault-cards) - [Track what your event team spends on Vault cards](https://www.ticketfairy.com/guides/track-vault-spending) - [Get paid for your events in local currencies with Vault](https://www.ticketfairy.com/guides/receive-money-in-global-accounts) - [Open a Vault account to hold your ticket money](https://www.ticketfairy.com/guides/open-a-vault-account) - [Pay your event suppliers from Vault](https://www.ticketfairy.com/guides/pay-suppliers-from-your-vault) - [Check the payout for your event](https://www.ticketfairy.com/guides/check-your-payout) - [Take ticket money with a payment processing account](https://www.ticketfairy.com/guides/connect-a-payment-account) - [Invoice sponsors and partners for your event from Vault](https://www.ticketfairy.com/guides/manage-vault-invoices) - [Sell a block of tickets to a company and invoice them](https://www.ticketfairy.com/guides/take-a-group-booking-and-invoice-it) - [Every Ticket Fairy guide](https://www.ticketfairy.com/guides) ## Do this on your own event Create your account, build your event and follow the steps in your own dashboard. You do not need to book a sales call. [Create a free account](https://manage.ticketfairy.com/welcome) [Book a demo](https://www.ticketfairy.com/event-ticketing/book-a-demo) The Ticket Fairy, Inc. is a fintech company and technology platform. The Ticket Fairy, Inc. is not a bank, financial institution, or regulated financial services provider. Vault banking services are provided through regulated banking partners. Ticket Fairy is not a direct lender and does not make credit decisions. Ticket Fairy acts solely as a technology provider, connecting event businesses with third-party lending partners. All funding decisions, terms, and conditions are determined by the respective lending partners. ## Sell tickets with Ticket Fairy Start free with unlimited events and no monthly fee, and choose a paid plan when you need more. - Set up your event in minutes - Free events are free - Fai, your AI teammate, is built in [Create a free account](https://manage.ticketfairy.com/welcome) No setup fees. No monthly fee. No credit card required. ## See it on a call Book a demo and we will show you how Ticket Fairy handles your kind of event. [Book a demo](https://www.ticketfairy.com/event-ticketing/book-a-demo) [More ways to use Ticket Fairy](https://www.ticketfairy.com/features) ### Tips for selling more tickets Practical advice from working event organizers, and every new guide as it is published. We respect your privacy. Unsubscribe anytime. --- This page is on Ticket Fairy, a ticketing, marketing and operations platform for live events and the venues that host them: festivals, club nights, concerts, conferences and tours, and night clubs, beach clubs and concert venues. It grows revenue with fan rewards that turn an audience into a sales channel, and runs the money side with payments and payouts, Vault business banking, and working capital advanced against ticket sales. [How Ticket Fairy ticketing works](https://www.ticketfairy.com/event-ticketing) ยท [Ticket Fairy for AI assistants](https://www.ticketfairy.com/llms.txt)